ICICI cibil reporting issue

[invisiblespace]

Hi all
There is a problem in cibil reporting by ICICI bank .

In july icici didn't report any thing as result of this my on-time payment percentage went down to 97%
they say its because there is no outstanding in july statement so they didn't report

Is this correct or should i compel icici to rectify it pls help me out

 

[Vasuki]

@S S V

 

[Sahilhenzy]

What? I have so many payment reported as (Not reported to credit bureaus) and score never went down. ??? Something is missing. Score never gets down because of not reported.

 

[Vasuki]

@varun__goel_ what will happen to the no use card for few month for le in axis 🥶

 

[Vasuki]

Hi all
There is a problem in cibil reporting by ICICI bank .

In july icici didn't report any thing as result of this my on-time payment percentage went down to 97%
they say its because there is no outstanding in july statement so they didn't report

Is this correct or should i compel icici to rectify it pls help me out
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Check which bank payment is reporting it as not on time .. ss ?

 

[TheTrickySid]

Hi all
There is a problem in cibil reporting by ICICI bank .

In july icici didn't report any thing as result of this my on-time payment percentage went down to 97%
they say its because there is no outstanding in july statement so they didn't report

Is this correct or should i compel icici to rectify it pls help me out
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There is difference between not reported and delayed payment.
Not reporting has no effect on score while delayed payment has.
Check your delayed payments.

 

[Sahilhenzy]

There is difference between not reported and delayed payment.
Not reporting has no effect on score while delayed payment has.
Check your delayed payments.

Yes. It's have no effect on score. He have missed other payments from different bank

 

[invisiblespace]

What? I have so many payment reported as (Not reported to credit bureaus) and score never went down. ??? Something is missing. Score never gets down because of not reported.

No effect on score but one-time payments showing 97%

 

[invisiblespace]

Yes. It's have no effect on score. He have missed other payments from different bank

Never missed any payment

 

[SSV]

Simple ..
Storm in Tea Cup…
Nothing happened, everything is BAU..
that 97% is wrong.. you can easily see the symbol it represents.. it’s not reported…interpretation is wrong by the app you are using

You have 100% on time payments…

 

[Tejo]

Hi all
There is a problem in cibil reporting by ICICI bank .

In july icici didn't report any thing as result of this my on-time payment percentage went down to 97%
they say its because there is no outstanding in july statement so they didn't report

Is this correct or should i compel icici to rectify it pls help me out
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Even TF dada, is spending ₹1 on all his cards even though he don't use them.

If you don't use rewardless icici cards, just do wallet reload na

 

[Vasuki]

Even TF dada, is spending ₹1 on all his cards even though he don't use them.

If you don't use rewardless icici cards, just do wallet reload na

So its only with icici?

 

[SSV]

@varun__goel_ what will happen to the no use card for few month for le in axis 🥶

So its only with icici?

No.. it’s for all the banks.
If you don’t use the card , there is nothing to report

 

[Vasuki]

No.. it’s for all the banks

Does it mean i have to use all card .. for meager amount just for statement

Or just 10 rs extra payment works 😂

 

[SSV]

Does it mean i have to use all card .. for meager amount just for statement

Or just 10 rs extra payment works 😂

Any dr / cr transaction of any value is enough to generate a statement and report it accordingly to the bureau..

Actually nothing happens even if you don’t use also occasionally.( especially after 5 years of history). Your no of on time payments remain the same ..

 

[CardGame]

Does it mean i have to use all card .. for meager amount just for statement

Or just 10 rs extra payment works 😂

Even a 1p extra payment will work 😅

 

[CardGame]

Hi all
There is a problem in cibil reporting by ICICI bank .

In july icici didn't report any thing as result of this my on-time payment percentage went down to 97%
they say its because there is no outstanding in july statement so they didn't report

Is this correct or should i compel icici to rectify it pls help me out
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It's the app issue. Check with any other apps like onescore. U have nothing to worry about

 

[abhi23]

Not reported se koi fark nahi padta.

 

[varun__goel_]

@varun__goel_ what will happen to the no use card for few month for le in axis 🥶

No axis cc as of now, so no comments🤡

 

[varun__goel_]

Hi all
There is a problem in cibil reporting by ICICI bank .

In july icici didn't report any thing as result of this my on-time payment percentage went down to 97%
they say its because there is no outstanding in july statement so they didn't report

Is this correct or should i compel icici to rectify it pls help me out
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Not reported will not create a problem. Just check if cibil score has not declined. Though icici has already said that they are rectifying this, so no worries🤷🤷
And don't trust on these ratios given by TP apps. They are just to check score...