Icici coral rupay credit card

[harsha1]

Hi Team, if we get icici coral rupay cc as LTF , is it good to get it? I currently hold only one Apay cc with limit 7.3L ( relationship as icici salary account)

What would be cc limit for coral rupay normally? ( I know icici use shared limit for all credit cards ) so is there any chance they will increase limit with this rupay cc?

Also do they provide physical card for this upi rupay cc ?

And being core icici card , will all e-commerce shopping offers applicable to this or need VISA varient only?


Thanks

 

[prateekm03]

Hello,
I think you should go for this it's ltf, can be used in icici bank offers, Railway longue, upi.
Physical card is also delivered.
Limit increase happens time to time in icici

 

[S U D O]

Hi Team, if we get icici coral rupay cc as LTF , is it good to get it? I currently hold only one Apay cc with limit 7.3L ( relationship as icici salary account)

What would be cc limit for coral rupay normally? ( I know icici use shared limit for all credit cards ) so is there any chance they will increase limit with this rupay cc?

Also do they provide physical card for this upi rupay cc ?

And being core icici card , will all e-commerce shopping offers applicable to this or need VISA varient only?


Thanks

I applied for APay CC in April 2022, and got it
Then I applied for a Core card after few months - Rubyx LTF
Later in 2023 they gave pre-approved offer for Coral Rupay LTF
I hold all the 3 cards above

 

[harsha1]

I applied for APay CC in April 2022, and got it
Then I applied for a Core card after few months - Rubyx LTF
Later in 2023 they gave pre-approved offer for Coral Rupay LTF
I hold all the 3 cards above

What's limit they have total?

 

[Akshays]

I applied for APay CC in April 2022, and got it
Then I applied for a Core card after few months - Rubyx LTF
Later in 2023 they gave pre-approved offer for Coral Rupay LTF
I hold all the 3 cards above

How did you get Rubyx LTF ? I mean do you have longstanding relationship with ICICI or got a pre-approved offer randomly?

 

[Das.N]

How did you get Rubyx LTF ? I mean do you have longstanding relationship with ICICI or got a pre-approved offer randomly?

Many people got randomly one/two months ago, And if you have a good relationship with ICICI (specially salary account/high amount of FD) you can negotiate with them for Rubyx LTF

 

[knr2605]

What are the benefits for Rubyx dual card ?
I already hold Super saver and coral rupay. Is this any more beneficial ?
It is offered LTF for me...!

 

[S U D O]

How did you get Rubyx LTF ? I mean do you have longstanding relationship with ICICI or got a pre-approved offer randomly?

randomly . . only relationship i had was APay CC

 

[S U D O]

What's limit they have total?

Apay has 5.1L
Rubyx Dual and Coral shared 5L

 

[S U D O]

Many people got randomly one/two months ago, And if you have a good relationship with ICICI (specially salary account/high amount of FD) you can negotiate with them for Rubyx LTF

I got it in 2022

 

[S U D O]

What are the benefits for Rubyx dual card ?
I already hold Super saver and coral rupay. Is this any more beneficial ?
It is offered LTF for me...!

No benefits as such.
Lounge access is there, spend based golf sessions, etc
You can ignore it.

 

[Trust Me]

And being core icici card , will all e-commerce shopping offers applicable to this or need VISA varient only?

It's even better! Sometimes you'd get e-com offers exclusive to ICICI RuPay CCs!
.

 

[harsha1]

Apay has 5.1L
Rubyx Dual and Coral shared 5L

So rubyx card does not share Apay cc limit ? Like both have separate limits ? Total 10.1L for your scenario?

 

[S U D O]

So rubyx card does not share Apay cc limit ? Like both have separate limits ? Total 10.1L for your scenario?

I think overall would be shared only.
Max i can use 5.1L only.

 

[Das.N]

All the ICICI credit card limits are shared, even if it's shown in your system or not.
You can request customer service to match the low limit card with the higher limit one.
It will be done easily.

 

[S U D O]

All the ICICI credit card limits are shared, even if it's shown in your system or not

hmm i agree

 

[Akshays]

randomly . . only relationship i had was APay CC

Damn, I held Paid Coral (paid 5K plus service tax 12% as lifetime fee and got Bose IEMs in return for it ) since 2012, And had Salary account since 2010 till 2022 , held Demat till 2023 and I didn't get such offer even once.... Seems like ICICI doesn't care for loyalty all that much.

 

[plastikman]

Could anyone get icici to change coral variant from rupay to amex ? The RBI notification is very clear about network change.