ICICI MMT Card statement for Jan received in email in Feb after payment due date

[rk2022]

Hello,

I received this statement for Dec 22 to Jan 20 on Feb 10 via email but then the payment due date is Feb 7. What can I do about this? How to proceed so it doesn't get reflected in cbil as late payment? Anyways, I just paid the bill and messaged them on twitter.

Please advice.

Thanks.

 

[Nana20]

same case but when received email I paid immediately and then call customer Care then they told no penalty on late payment

 

[rk2022]

same case but when received email I paid immediately and then call customer Care then they told no penalty on late payment

Is this recently? same MMT card? hope it won't reflect negatively in cbil even though no penalty.

 

[Deleted member 5552]

Hello,

I received this statement for Dec 22 to Jan 20 on Feb 10 via email but then the payment due date is Feb 7. What can I do about this? How to proceed so it doesn't get reflected in cbil as late payment? Anyways, I just paid the bill and messaged them on twitter.

Please advice.

Thanks.

Is this your first statement?

 

[rk2022]

Is this your first statement?

No. Had this card for few months without any issues.

 

[Deleted member 5552]

🤔🤔

You are aware that your statement will be generated on 20th every month. Then why did you wait for email statement?

 

[rk2022]

🤔🤔

You are aware that your statement will be generated on 20th every month. Then why did you wait for email statement?

Don't track all the cards and statement dates. Just check email and then check cred for paying the bills.

 

[Deleted member 5552]

Don't track all the cards and statement dates. Just check email and then check cred for paying the bills.

Ok, but it will affect the cibil score. You have to pay special attention on this 😊
I think grace period also passed. Try to convince Bank, there is no other way. If Bank doesn't hear you, you will be charged late fee + interest.

 

[rk2022]

Ok, but it will affect the cibil score. You have to pay special attention on this 😊
I think grace period also passed. Try to convince Bank, there is no other way. If Bank doesn't hear you, you will be charged late fee + interest.

yeah, my bad. Have to be careful going forward. I messaged them on twitter mentioning delay in sending email. Let's see what they come back with.

Hopefully cbil hit won't be that bad..

 

[zealot]

I don't know what happened with ICICI. My Statement also arrived 3 days later after due date. But I have checked earlier and paid it before due date.

 

[CMGCMG is verified member.]

It will depend on how ICICI calculates the grace period. +3days, i.e 10th(today) or due day+2days(yesterday)

As per RBI rules
Card-issuers shall report a credit card account as 'past due' to credit information companies (CICs) or levy penal charges, viz. late payment charges and other related charges, if any, only when a credit card account remains 'past due' for more than three days.

 

[NOOBY]

Hello,

I received this statement for Dec 22 to Jan 20 on Feb 10 via email but then the payment due date is Feb 7. What can I do about this? How to proceed so it doesn't get reflected in cbil as late payment? Anyways, I just paid the bill and messaged them on twitter.

Please advice.

Thanks.

Their mailing system was not working I think as everyone with icici card faced same issue (i too was 1 of them)

here is another thread: https://www.technofino.in/community/threads/rs-2-overdue-will-it-get-reported-in-cibil.7606/

 

[Nana20]

it is bank mistake of not sending mail and sms