ICICI rubyx FYF to LTF possible?

[telescope]

I have rubyx fyf dual variant pre-approved in imobile. Want it LTF (don't think it's worth paying).

1. If I wait, is there any chance for it to become LTF?

2. As it is FYF, if I take it then after one year, can retention team make it LTF? How good/bad is icici retention team?

3. Is it really FYF? (written as joining =0,annual 3.5k), Icici is known to change MITC as per their convenience and technofino.in dada had a big fight with them with emerald cc. Is icici, now charging annual fee beginning of year or at end of year?

Thanks

 

[VasukiVasuki is verified member.]

I have rubyx fyf dual variant pre-approved in imobile. Want it LTF (don't think it's worth paying).

1. If I wait, is there any chance for it to become LTF?

2. As it is FYF, if I take it then after one year, can retention team make it LTF? How good/bad is icici retention team?

3. Is it really FYF? (written as joining =0,annual 3.5k), Icici is known to change MITC as per their convenience and technofino.in dada had a big fight with them with emerald cc. Is icici, now charging annual fee beginning of year or at end of year?

Thanks

Leave it
Someday it might become ltf .
Or take it use it for year
And hope some other card comes ltf