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ICICI Sapphiro LTF offer, Dual card vs VISA

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sri_cc

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Hi all,
I'm eligible for LTF ICICI Saphhiro CC based on my salary account. I'm confused between choosing the dual cards and the VISA card. Went through the forum for related threads but didn't find any significant ones, explaining the same and hence this thread.

All the benefits are looking same to me. Any reason to choose one vs the other. Right now I'm leaning towards dual cards as I have a lot of VISA cards already, so felt different networks would be better, but also afraid managing 2 cards might be a hassle. Please help me with your insights.

Thanks in advance.
 
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I feel like Visa is better since you don't need to carry both variants for lounge access. Also Amex Sapphiro Lounge access list is quite small.
Another issue I feel is for BMS BOGO, you get cashback on AMEX variant while upfront discount on Visa and MC.
 
sri_cc said:
Hi all,
I'm eligible for LTF ICICI Saphhiro CC based on my salary account. I'm confused between choosing the dual cards and the VISA card. Went through the forum for related threads but didn't find any significant ones, explaining the same and hence this thread.

All the benefits are looking same to me. Any reason to choose one vs the other. Right now I'm leaning towards dual cards as I have a lot of VISA cards already, so felt different networks would be better, but also afraid managing 2 cards might be a hassle. Please help me with your insights.

Thanks in advance.
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I too had the same question when I started researching further. All the offers are same even the bill is generated as one only..but in case of dual cards, it's distributed among the two. So you end up carrying or trying both unless you're sure of the acceptance like at lounges. My personal preference would be Visa to avoid any hassle.
 
Only few times the Amex variants gets extra discount option on Swiggy/zomato.
Overall visa variant is a better option
 
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