ICICI Sapphiro Visa/MC to Rupay Conversion is Active Now

[vishp]

Hi everyone, I contacted ICICI customer care and itseems Saphhiro Visa/MC to Rupay conversion is active now. But they are saying that they will cancel existing card/s. I have asked to provide it as an additional LTF card. Lets see. SS attached.


If they do not agree for additional, would it make sense converting and cancelling existing variants?

Update 1: They rejected to provide additional Rupay variant.
"We regret to inform you that as per the bank policy we are unable to provide multiple variants as lifetime free or chargeable."

Update 2: Customer Care informed that Sapphiro Rupay is being issued in Platinum Variant.

 

[vishp]

FYI @Abhishek012 .

 

[aniketkr.sharma]

Hi everyone, I contacted ICICI customer care and itseems Saphhiro Visa/MC to Rupay conversion is active now. But they are saying that they will cancel existing card/s. I have asked to provide it as an additional LTF card. Lets see. SS attached.
View attachment 80697

If they do not agree for additional, would it make sense converting and cancelling existing variants?

Ye icici wale hi hai ya koi fraud "mater" likh rkha hai🤣😂

 

[Ram1]

Better not to go for rupay variant they can't retain existing triplet variants

 

[vishp]

Ye icici wale hi hai ya koi fraud "mater" likh rkha hai🤣😂

Lol. They rejected additional variant saying ""We regret to inform you that as per the bank policy we are unable to provide multiple variants as lifetime free or chargeable." Have asked them to atleast tell which Rupay variant do they provide.

 

[aniketkr.sharma]

Lol. They rejected additional variant saying ""We regret to inform you that as per the bank policy we are unable to provide multiple variants as lifetime free or chargeable." Have asked them to atleast tell which Rupay variant do they provide.

Ye next level hoga unke liye🤣

 

[vishp]

Ye next level hoga unke liye🤣

I mean I already hold 3 variants. Before their light bulb glows, I have mentioned that I do not want to cancel and just want Rupay variant info.

 

[aniketkr.sharma]

I mean I already hold 3 variants. Before their light bulb glows, I have mentioned that I do not want to cancel and just want Rupay variant info.

I mean you can ask for are they giving rupay platinum, rupay select dual variant🤣

 

[Rishabh]

What benefit you will get keeping three variants of cards of ICICI?
Not a single variant of Sapphiro gives any real value benefit except any ICICI specific discount offers on merchants 😛

 

[vishp]

What benefit you will get keeping three variants of cards of ICICI?
Not a single variant of Sapphiro gives any real value benefit except any ICICI specific discount offers on merchants 😛

I prefer VISA as it gives 2 BMS offers per month[Other variants have it split]. Amex gives 150 off on 600 per week on Swiggy[Saturday]. Mastercard is useless to be honest. 😛 Even if they cancel 2 variants, I don't mind.

 

[Rishabh]

I prefer VISA as it gives 2 BMS offers per month[Other variants have it split]. Amex gives 150 off on 600 per week on Swiggy[Saturday]. Mastercard is useless to be honest. 😛 Even if they cancel 2 variants, I don't mind.

Yes, so Visa is good enough to have it. Rupay no special benefit to put so much efforts for it 🙂

 

[Rishabh]

Rupay cards are just getting over-hyped now day by day. For everyday UPI spends go for Snapdeal/Eterna card from BOB.

 

[vishp]

Yes, so Visa is good enough to have it. Rupay no special benefit to put so much efforts for it 🙂

Yeah. Left it out. Have just asked info now.

 

[Abhishek012]

What benefit you will get keeping three variants of cards of ICICI?
Not a single variant of Sapphiro gives any real value benefit except any ICICI specific discount offers on merchants 😛

People specifically get ICICI Credit Cards for e-com discount offers. Who even looks at the other benefits of an ICICI card that much?

In all variants of ICICI Sapphiro CC, you will get a Buy One Get One offer of upto Rs. 500 off on BookMyShow -

https://in.bookmyshow.com/offers/icici-bank-complimentary-offer/ICICCOM724

 

[Abhishek012]

Better not to go for rupay variant they can't retain existing triplet variants

I prefer VISA as it gives 2 BMS offers per month[Other variants have it split]. Amex gives 150 off on 600 per week on Swiggy[Saturday]. Mastercard is useless to be honest. 😛 Even if they cancel 2 variants, I don't mind.

Yes, so Visa is good enough to have it. Rupay no special benefit to put so much efforts for it 🙂

ICICI should launch a Sapphiro Dual Card in Visa + RuPay.

Then there will be competition: whether to choose a dual card with Visa + RuPay or Mastercard + Amex.

 

[codenerd]

What benefit you will get keeping three variants of cards of ICICI?
Not a single variant of Sapphiro gives any real value benefit except any ICICI specific discount offers on merchants 😛

Its useful incase somehow you spend 75k in a quarter, you get loads of airporr lounges, there are some bank offers which which expect amex cards issued via other banks, inter national lounge offer via dreamfolks, swiggy offer, BMS 500 B2G2. For a LTF card, it's a steal deal. Plus almost all platforms have ICICI card offers which don't accept APay.

 

[codenerd]

I will also mail them for conversion.
As per my knowledge and experience, all of us who hold 3 variants of Sapphiro LTF, we were also told that our other variant will get cancelled. But it never happened. That's how lot of us hold both dual and visa variant which according to ICICI wasn't allowed. Maybe this way we can hold rupay also as multiple people on this forum said that ICICI themselves never cancel a card.
@pprakash11 @SSV

 

[Rishabh]

People specifically get ICICI Credit Cards for e-com discount offers. Who even looks at the other benefits of an ICICI card that much?

In all variants of ICICI Sapphiro CC, you will get a Buy One Get One offer of upto Rs. 500 off on BookMyShow -

https://in.bookmyshow.com/offers/icici-bank-complimentary-offer/ICICCOM724

Agree but putting so much efforts for 3rd card of ICICI, doesn't make sense at all 🙂

 

[Rishabh]

Its useful incase somehow you spend 75k in a quarter, you get loads of airporr lounges, there are some bank offers which which expect amex cards issued via other banks, inter national lounge offer via dreamfolks, swiggy offer, BMS 500 B2G2. For a LTF card, it's a steal deal. Plus almost all platforms have ICICI card offers which don't accept APay.

Thats d catch - spending 75k in a quarter only happens when required to use ICICI card for bank specific offers. Otherwise never even think about using ICICI cards for any ECOM/POS txns, this is among lowest rewarding card in the market.

 

[codenerd]

Thats d catch - spending 75k in a quarter only happens when required to use ICICI card for bank specific offers. Otherwise never even think about using ICICI cards for any ECOM/POS txns, this is among lowest rewarding card in the market.

Yes its reward rate is pure shit. Hence I thought of somehow getting Emirates sapphiro LTF which will be clubbed along with saphhiro bill which means any bank offer which I get for ICICI, I will use emirates sapphiro instead of regular sapphiro which atleast wil give me Emirates flyer points which is still way useful plus other features which comes with that card. Currently I have accumulated 5.5K points on Sapphiro itself which is worth shit.