Offer Fulfilled! IDFC bank POWER PLUS cc 5% cashback in utility and grocery. Is it beneficial for grocery shopping?

[mmr]

Hii I'm thinking to apply for IDFC HPCL POWER plus credit card. Kya isme grocery or utility pe 5% cashback milta hai ya kuch aur he jhol h??

 

[Gaara]

Hii I'm thinking to apply for IDFC HPCL POWER plus credit card. Kya isme grocery or utility pe 5% cashback milta hai ya kuch aur he jhol h??

It is merely a gimmick.



Eligible grocery and utility transactions are identified based on the Merchant Category Code (MCC) received with the transaction data.

30 reward points per ₹150 spent on grocery and utility transactions (1 reward point = ₹0.25).

Maximum spend capping: ₹2,000 per statement cycle (maximum 400 reward points per statement cycle).

Calculation: 400 reward points * ₹0.25 = ₹100.

The maximum cashback you can earn on grocery and utility transactions is ₹100 per month. Additionally, to redeem rewards, you have to pay ₹118.

 

[mmr]

It is merely a gimmick.



Eligible grocery and utility transactions are identified based on the Merchant Category Code (MCC) received with the transaction data.

30 reward points per ₹150 spent on grocery and utility transactions (1 reward point = ₹0.25).

Maximum spend capping: ₹2,000 per statement cycle (maximum 400 reward points per statement cycle).

Calculation: 400 reward points * ₹0.25 = ₹100.

The maximum cashback you can earn on grocery and utility transactions is ₹100 per month. Additionally, to redeem rewards, you have to pay ₹118.

Wtf!! Kaat raha h ye log toh. Thanks brother thanks admin😢😢
Please suggest any cc for utility bill payment and grocery shopping.