raghavendran
TF Buzz
beware with idfc virtual upi card charging +199 +18% every year .compare to hdfc ,sbi ,amazon pay .idfc not good they are cheating customers particulary upi and rewards points remedition and flipkart ,amazon discounts offers .hdfc milliena ,amazon pay & sbi simply click cards are not charging 99 for redmeption of rewards and hdfc upi card totally free . the one advantage of idfc card emi 12% depends upon offers not single tranasction for example mininum 3000 to more bill value and cash withdrawl purpose