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IDFC credit card features
- Thread starter nirmaltvd
- Start date
IDFC has 4 LTF credit card and it depends on your salary/ITR return. If salary is more than 35 Lakhs pa, you can get wealth card otherwise try millenia or classic or select if you have decent CIBIL credit score. Otherwise, you can opt for IDFC wow card against FD in IDFC bank.
with the stuff you mentioned as your general expenses, IDFC Cards suck at cashbacks. You have 2 options as of now:
1. Amazon Pay ICICI CC - Best LTF CC period. You will get 2% cashback at pretty much all bills, insurance payments and flat 1% for offline swipes.
2. SBI Cashback CC - Its the best and the worst card for people like u and me. Best because currently we can use this CC to get 5% when using it to buy amazon gift cards and then using those cards we can pay off many bills and insurance. So its affectively 5% on all online and 1% on all offline swipes. But as soon as amazon or SBI changes some rules, i personally wont even be able to break even after paying 1000+gst as annul and joining charges for this cc
1. Amazon Pay ICICI CC - Best LTF CC period. You will get 2% cashback at pretty much all bills, insurance payments and flat 1% for offline swipes.
2. SBI Cashback CC - Its the best and the worst card for people like u and me. Best because currently we can use this CC to get 5% when using it to buy amazon gift cards and then using those cards we can pay off many bills and insurance. So its affectively 5% on all online and 1% on all offline swipes. But as soon as amazon or SBI changes some rules, i personally wont even be able to break even after paying 1000+gst as annul and joining charges for this cc
There are a few popular features are -
LIFETIME FREE
Some IDFC FIRST Bank credit cards come with zero annual fee, which means you don't have to pay any fee for owning the card
REWARDS PROGRAM
Earn reward points for every transaction and redeem them for a range of rewards including cashback, merchandise, vouchers, and more.
WELCOME OFFERS
Get benefits of welcome offers that include reward points, cashback, and other benefits on meeting certain spending requirements within the first few months of card issuance
FUEL SURCHARGE WAIVER
With IDFC FIRST Bank credit cards, you can enjoy a fuel surcharge waiver on fuel transactions at select fuel stations.
However, there are lot more features are there you can visit official website of IDFC or you can check visit pricemint for features, charges, fee, and eligibility information.
LIFETIME FREE
Some IDFC FIRST Bank credit cards come with zero annual fee, which means you don't have to pay any fee for owning the card
REWARDS PROGRAM
Earn reward points for every transaction and redeem them for a range of rewards including cashback, merchandise, vouchers, and more.
WELCOME OFFERS
Get benefits of welcome offers that include reward points, cashback, and other benefits on meeting certain spending requirements within the first few months of card issuance
FUEL SURCHARGE WAIVER
With IDFC FIRST Bank credit cards, you can enjoy a fuel surcharge waiver on fuel transactions at select fuel stations.
However, there are lot more features are there you can visit official website of IDFC or you can check visit pricemint for features, charges, fee, and eligibility information.
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