Last week, I applied for an IDFC credit card through the C2C basis using my Apay ICICI card with a limit of 2.3 lakhs.
I was offered the Millennia card with a 1 lakh limit without needing to provide any income documents.
Alternatively, I was offered the Select card with a 2.65 lakh limit, but I would need to submit my ITR.
My question is, can I submit my Apay statement instead of the ITR for the Select card ?