IDFC levies Card Fee without ever activating

[TheGuy]

IDFC levies Card Fee without ever activating and then calls to collect.

And here I was under impression that per RBI Rule card with auto deactivate in 30+7 days.

I have mailed normal CC 'banker'... stating the above line and that any harm to credit score (CIBIL) will invite me to pursue regulatory action.

Funny thing: This card was never shown in netbanking and was miss-sell. I have recorded netbanking video.

 

[m4b]

IDFC strikes again! The worst bank ever.

 

[TheGuy]

Given enough time and occurences we are bound to face bad CS behaviour from all banks, amex included. Frequency of some (SBI, Axis, IDFC, RBL) does seem to be higher. Though i really dislike RBL as apparently they didn't want to close my card.

 

[m4b]

Given enough time and occurences we are bound to face bad CS behaviour from all banks, amex included. Frequency of some (SBI, Axis, IDFC, RBL) does seem to be higher. Though i really dislike RBL as apparently they didn't want to close my card.

yea but nothing beats IDFC

 

[Anupama_Jha]

IDFC levies Card Fee without ever activating and then calls to collect.

And here I was under impression that per RBI Rule card with auto deactivate in 30+7 days.

I have mailed normal CC 'banker'... stating the above line and that any harm to credit score (CIBIL) will invite me to pursue regulatory action.

Funny thing: This card was never shown in netbanking and was miss-sell. I have recorded netbanking video.

Hi, I assume that u are aware of that cc gets activated by many methods. Are you sure u have done nothing from ur end ?

 

[TheGuy]

Hi, I assume that u are aware of that cc gets activated by many methods. Are you sure u have done nothing from ur end ?

yes, I have not set pin, nor activated any segment... not accepted any bank call.. I have asked them on mail.

Received atleast 10x calls today. They are hyper agressive. I will cancel more cards from them.

 

[Avatar Aang]

AFAIK SC, AMEX card come pre activated and JF is posted on account even if card is not activated in 37 days.