BhaiyaJi
TF Prestige
Fair Usage on Select Categories
(Effective 18th January 2026)
To keep the programme fair, rewarding, and free from misuse, the following updates are being introduced:
• If FASTag recharges (MCC 4784) using your FIRST Power+ Credit Card exceed ₹10,000 in a billing cycle, indicating unusually high usage, a 1% fee will be levied on the total FASTag recharge amount for that cycle.
• If Railway spends (MCC 4111, 4112) exceed ₹25,000 in a billing cycle, a 1% fee will be levied on the total Railway spend amount for that cycle.
These updates impact only very high or unusual usage on select categories.
Regular, everyday spends for most customers remain fully unaffected.
GST at 18% (or as notified by the Government of India) will apply on all fees, interest, and charges.
MCC stands for Merchant Category Code.
(Effective 18th January 2026)
To keep the programme fair, rewarding, and free from misuse, the following updates are being introduced:
• If FASTag recharges (MCC 4784) using your FIRST Power+ Credit Card exceed ₹10,000 in a billing cycle, indicating unusually high usage, a 1% fee will be levied on the total FASTag recharge amount for that cycle.
• If Railway spends (MCC 4111, 4112) exceed ₹25,000 in a billing cycle, a 1% fee will be levied on the total Railway spend amount for that cycle.
These updates impact only very high or unusual usage on select categories.
Regular, everyday spends for most customers remain fully unaffected.
GST at 18% (or as notified by the Government of India) will apply on all fees, interest, and charges.
MCC stands for Merchant Category Code.
