After receiving the IDFC Wealth and Zero MAB account from IDFC, I wasn't expecting anything else as they already offered a lot without charging anything, but IDFC was not done yet. They pulled another rabbit out of the hat in form of the following message.
Since this was going to be a secured card (an FD needed to be made minimum of Rs. 2000), I was also wary of a CIBIL inquiry. However, the application procedure clearly showed that no CIBIL inquiry will be done. However, an FD would be needed in lieu of the card, since I never had a secured card before, and I wanted to give some business to IDFC in return of their great services. I decided to go ahead with this card offer.
This was going to be a 0 joining and annual fee card with 0% mark up fee on the international transaction. Inline with my previous experiences with IDFC, this too was no different request for this card was placed within minutes and the card started to show up within 5 minutes of requesting for this card.
Later in the day, IDFC also shared the Bluedart tracking code for the physical delivery of the card. The card was delivered to me in 24 hours.
Here are the unboxing images.
Card is of Visa Infinite category but doesn't have any lounge access benefits on it. Keeping 0 markup fee in consideration, IDFC should have provided lounge access along with Priority pass benefits on it.
Since this was going to be a secured card (an FD needed to be made minimum of Rs. 2000), I was also wary of a CIBIL inquiry. However, the application procedure clearly showed that no CIBIL inquiry will be done. However, an FD would be needed in lieu of the card, since I never had a secured card before, and I wanted to give some business to IDFC in return of their great services. I decided to go ahead with this card offer.
This was going to be a 0 joining and annual fee card with 0% mark up fee on the international transaction. Inline with my previous experiences with IDFC, this too was no different request for this card was placed within minutes and the card started to show up within 5 minutes of requesting for this card.
Later in the day, IDFC also shared the Bluedart tracking code for the physical delivery of the card. The card was delivered to me in 24 hours.
Here are the unboxing images.
Card is of Visa Infinite category but doesn't have any lounge access benefits on it. Keeping 0 markup fee in consideration, IDFC should have provided lounge access along with Priority pass benefits on it.
