Increase in HDFC credit card limit but subject to cibil hit and internal checks, should i opt it or no?

[CardTox]

I applied for increase in my credit card limit by writing them an email along with my ITR and salary slip. They have responded that after reviewing your documents we can increase your CC limit by Rs. 24,000 (twenty four thousands rupees) subject to cibil hit and internal checks.
So guys my question is that should i proceed to increase my limit of 24k risking the cibil hit?
Currently I am using Millennia CC with 236,000 limit and if i respond them to proceed the total limit will be Rs. 260,000.Will it be worth increase at the cost of cibil check? I am a salaried and have a saving account in hdfc over 5 years.
Note: I have never utilised more than 50% of the cc limit.

 

[D₹V]

I don't think 😞.

There maybe automatic LE coming.

 

[KLB@96]

no

 

[akshayhs]

Not worth the hassle

 

[sunny431]

Where did you mail when I asked them they replied to send hardcopy of itr & salary slip along with limit increase form.

 

[pprakash11]

Where did you mail when I asked them they replied to send hardcopy of itr & salary slip along with limit increase form.

Abuse them on email to accept your docs via return email

 

[CardTox]

Abuse them on email to accept your docs via return email

priorityredressal.creditcards@hdfcbank.com. I sent them my docs along with the request to increase my cc limit. But after one week i received this response from them. I am quite disappointed of their response.

 

[sm9811911]

I applied for increase in my credit card limit by writing them an email along with my ITR and salary slip. They have responded that after reviewing your documents we can increase your CC limit by Rs. 24,000 (twenty four thousands rupees) subject to cibil hit and internal checks.
So guys my question is that should i proceed to increase my limit of 24k risking the cibil hit?
Currently I am using Millennia CC with 236,000 limit and if i respond them to proceed the total limit will be Rs. 260,000.Will it be worth increase at the cost of cibil check? I am a salaried and have a saving account in hdfc over 5 years.
Note: I have never utilised more than 50% of the cc limit.

Why are you worried about cibil check. Its not such a impact as people make out to be. Its only somewhat relevant if you take a loan or if you're cibil is already bad.
If you're still worried, check cibil score on gpay. They have option to predict score if you apply another card. Not 100% accurate, but will tell you how little these things matter.

Limit increase is small, take it still. You have already done the effort.

 

[CardTox]

Guys i responded them saying that I don't want this pity increase of cc limit. I wrote them that hdfc is useless and i am going to close my all cc and saving bank account too! Initially they closed my case upon my response, but later i received a feedback mail from their side, and I rated them all 00. But to my surprise they have reoppened my case and gave another deadline for the resolution the same request and also they replied that one of our representative will be in your touch to know the reason behind this negative feedback!!!

 

[simplegarv]

I applied for increase in my credit card limit by writing them an email along with my ITR and salary slip. They have responded that after reviewing your documents we can increase your CC limit by Rs. 24,000 (twenty four thousands rupees) subject to cibil hit and internal checks.
So guys my question is that should i proceed to increase my limit of 24k risking the cibil hit?
Currently I am using Millennia CC with 236,000 limit and if i respond them to proceed the total limit will be Rs. 260,000.Will it be worth increase at the cost of cibil check? I am a salaried and have a saving account in hdfc over 5 years.
Note: I have never utilised more than 50% of the cc limit.

It's not worth the effort.

 

[D₹V]

Guys i responded them saying that I don't want this pity increase of cc limit. I wrote them that hdfc is useless and i am going to close my all cc and saving bank account too! Initially they closed my case upon my response, but later i received a feedback mail from their side, and I rated them all 00. But to my surprise they have reoppened my case and gave another deadline for the resolution the same request and also they replied that one of our representative will be in your touch to know the reason behind this negative feedback!!!

I had also rated negative once, things works sometimes.

Hope for the best.

 

[Strange]

I applied for increase in my credit card limit by writing them an email along with my ITR and salary slip. They have responded that after reviewing your documents we can increase your CC limit by Rs. 24,000 (twenty four thousands rupees) subject to cibil hit and internal checks.
So guys my question is that should i proceed to increase my limit of 24k risking the cibil hit?
Currently I am using Millennia CC with 236,000 limit and if i respond them to proceed the total limit will be Rs. 260,000.Will it be worth increase at the cost of cibil check? I am a salaried and have a saving account in hdfc over 5 years.
Note: I have never utilised more than 50% of the cc limit.

In my case they didn't hit cibil even after mentioning it but still they increased my credit limit.