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'increase limit' option in HDFC app for DCB

ltf4ever

TF Ace
I have a dcb. in the mobile app on Android, when I click on card details, then in front of the current limit, I can see an 'increase limit' blue link.
upon clicking the link, it shows a popup that if I confirm, I will receive a call from their team to know more about my request. I clicked cancel for now.

my question is: is this a targeted offer for me, or is the link always present in the app for everyone? I don't remember seeing this earlier.

I don't need this credit limit increase as such, but if they are giving it to me for free without doing any cibil enquiries then I am fine to take it.
 

ltf4ever

TF Ace
That blue button of hell has always been there.
It's a temptation to click on, and as soon as you do, you'll start getting calls from their sales team "hello sir HDFC bank cheppu, personal loan requirement?"
true...the popup after I clicked the link also stated that it will assume that I have consented for marketing calls.
 
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