Indian credit card in uk

[dheerajb]

I am planning to visit the uk soon for a month. I read online about the dcc charges on foreign transactions announced by the fm.

I have with me HDFC dcb, Idfc wealth, ICICI sapphiro credit cards.

Would I incur dcc charges if I pay domestically in the uk using these Indian credit cards?

What do you suggest is the best way to pay for my spending in the UK?

 

[churn]

If you plan to use any of these three cards, first activate HDFC GVP and then use DCB at places it would be accepted.

See this https://www.technofino.in/community/threads/diners-acceptance-in-europe.8228/post-130250

Using GVP will decrease your foreign transaction fee by 1%. Added to the reward rate of DCB at 3.33%, it will be a good deal. The only problem will be mom and pop stores that wouldn't accept DCB. So you would need to have a backup card in hand.

 

[Slayer]

If you plan to use any of these three cards, first activate HDFC GVP and then use DCB at places it would be accepted.

See this https://www.technofino.in/community/threads/diners-acceptance-in-europe.8228/post-130250

Using GVP will decrease your foreign transaction fee by 1%. Added to the reward rate of DCB at 3.33%, it will be a good deal. The only problem will be mom and pop stores that wouldn't accept DCB. So you would need to have a backup card in hand.

I've heard Diners acceptance isn't great in UK

 

[Max]

Big +1 to GVP.

I spent two weeks in London & Scotland last year, and while I used a Prepaid Forex card for my large spends (car rentals, hotels etc.), for day to day spends like food/tube/buses, I was able to use a DCB and wasn't rejected anywhere.

 

[dheerajb]

Big +1 to GVP.

I spent two weeks in London & Scotland last year, and while I used a Prepaid Forex card for my large spends (car rentals, hotels etc.), for day to day spends like food/tube/buses, I was able to use a DCB and wasn't rejected anywhere.

Any suggestions on which prepaid forex card to choose? what is the reason you chose forex card for large spends instead of using dcb? Wouldn’t you earn more reward rate with dcb?

 

[gabu]

Any suggestions on which prepaid forex card to choose? what is the reason you chose forex card for large spends instead of using dcb? Wouldn’t you earn more reward rate with dcb?

Try bookmyforex card usually cheaper than bank forex cards.

 

[abreddy18]

Try bookmyforex card usually cheaper than bank forex cards.

Buying forex cash using credit card will get rewards in bookmyforex ?