Indus Delite Review

[Palakh Andey]

I recently opened a Indus delite AMF account as a secondary account mainly for UPI transactions due to it being zero balance . But , afterwards i got to know that they frequently freeze accounts and have other service related issues . I already have a Kotak 811 account .
1 - Is it okay to use the Delite account as a secondary UPI account
2 - People who already use the delite account , what's your experience like ?
3 - which one should i use for savings and which one for daily transactions ?

Requesting Delite account holders to help me out

 

[Anupama_Jha]

My opinion would be use kotak 811 as day to day upi trxn account and open any SBI/CBI account or HDFC as primary.

 

[Palakh Andey]

My opinion would be use kotak 811 as day to day upi trxn account and open any SBI/CBI account or HDFC as primary.

My main problem with opening accounts in HDFC or SBI is that they don't offer zero balance accounts ( as far as i know ) . I am a student so having a zero balance account is a big plus for me , since i have no fixed income stream except monthly allowances.

 

[Anupama_Jha]

My main problem with opening accounts in HDFC or SBI is that they don't offer zero balance accounts ( as far as i know ) . I am a student so having a zero balance account is a big plus for me , since i have no fixed income stream except monthly allowances.

SBI is zero balance.

HDFC youth account for just 2500 amb

CBI for just 500/1000/2000 amb

*Rural/Sub urban/Metro

 

[Fini7777]

I recently opened a Indus delite AMF account as a secondary account mainly for UPI transactions due to it being zero balance . But , afterwards i got to know that they frequently freeze accounts and have other service related issues . I already have a Kotak 811 account .
1 - Is it okay to use the Delite account as a secondary UPI account
2 - People who already use the delite account , what's your experience like ?
3 - which one should i use for savings and which one for daily transactions ?

Requesting Delite account holders to help me out

It's better to breakup with Indusind bank immediately 🤣 u can't deal with indusind especially delite ac, u will lose peace of mind.
Use kotak 811 It's good for upi txns, if u r eligible upgrade ur 811 to 811 super savings acc
Try idfc future first acc if ur inst comes under their progr..
SBI is also fine for all ur daily needs

 

[Chhota Bheem]

SBI is zero balance.

HDFC youth account for just 2500 amb

CBI for just 500/1000/2000 amb

*Rural/Sub urban/Metro

What is CBI?

 

[Sahil_07]

It's goated acc
Got 750 rp in 5 months for fuel spend.
Got 3 movie tickets
Additionally 5% cb in ott subscription
Got 4000 Amazon pay voucher few days ago for 1 lakh spend (promotional offer)
All these benefits,no negative point till now

But don't use it as your 1st preference.Go with Sbi,if you want zero balance acc.And use it for offers and benefits.You will get atleast 4/5x return of your joining fees

 

[realjayt]

What is CBI?

Central bank of india bhai

 

[Chhota Bheem]

Central bank of india bhai

Better go for BOI - Bank of India for low MAB, if SBI is not an option. CBOI / IOB are useless banks.

 

[Palakh Andey]

It's better to breakup with Indusind bank immediately 🤣 u can't deal with indusind especially delite ac, u will lose peace of mind.
Use kotak 811 It's good for upi txns, if u r eligible upgrade ur 811 to 811 super savings acc
Try idfc future first acc if ur inst comes under their progr..
SBI is also fine for all ur daily need

Is it possible to close the account online ? I'm still under the 14 days period

 

[Palakh Andey]

SBI is zero balance.

HDFC youth account for just 2500 amb

CBI for just 500/1000/2000 amb

*Rural/Sub urban/Metro

Is it possible to Open the SBI or HDFC account online?
As for CBI i used to have an account with them , it was very pathetic

 

[Fini7777]

Is it possible to close the account online ? I'm still under the 14 days period

U've to visit ur nearest branch

 

[Fini7777]

Is it possible to close the account online ? I'm still under the 14 days period

I've req my RM to close my mother's delite acc 3 months ago but the acc is still active
That's how Indusind bank works
(not about the branch staff they do their work well in most of the cases)
The issue is with their entire backend system/ employees
U've to be very patient while dealing with indusind bank.

 

[Palakh Andey]

I've req my RM to close my mother's delite acc 3 months ago but the acc is still active
That's how Indusind bank works
(not about the branch staff they do their work well in most of the cases)
The issue is with their entire backend system/ employees
U've to be very patient while dealing with indusind bank.

Seems like it's a very shitty bank 😅

 

[Anupama_Jha]

Is it possible to Open the SBI or HDFC account online?
As for CBI i used to have an account with them , it was very pathetic

Yeah. Both can be opened online