Only Premium & Super Premium Cards Discussion

[Theo]

Just saw the product details. Don’t have a copy yet. But overall does not look to be too exciting. Entry fees if 40k. If you opt for Qatar membership you get “Gold” status in Year 1 but for renewal you need to spend 10k QR equivalent on Qatar…so just good for one year at best. The BA option offering is pretty ordinary. Points earnings overall is not great.

 

[Dr-green69]

Where u saw product details??

 

[Deleted member 13981]

Just saw the product details. Don’t have a copy yet. But overall does not look to be too exciting. Entry fees if 40k.

Any leaflet or advert at the bank? I can't find anything on their website.

 

[nirsark]

Googling only gave this, i guess this is different.

IndusInd Bank announces new partnership with QA and BA

www.indusind.com

https://www.financialexpress.com/money/collect-avios-points-british-airways-qatar-airways-with-indusind-credit-card-details/2937431/

 

[Theo]

Here it is…

 

[CARDBITRAGE]

Is there any scope for reduction of the JF like with the other IndusInd cards? And would the reduced JF affect the joining bonus?

 

[Deleted member 11974]

i dont think co branded cards such as these would have fee reduction feature

 

[CARDBITRAGE]

i dont think co branded cards such as these would have fee reduction feature

Explorer and Eazydiner is provided LTF

 

[Deleted member 11974]

who received vistara as LTF?
ed is possible
i understand
but not sure about Vistara cards as you get subsidized vouchers against the fee

 

[CARDBITRAGE]

ED is provided easily. Explorer needs special approval.

 

[drsel]

ED is provided easily. Explorer needs special approval.

Magnus gives 40% & Kotak debit 30% discount

 

[Deleted member 11974]

Magnus gives 40% & Kotak debit 30% discount

magnus gives once a month
kotak gives thrice a month
kotak gives on no minimum billing while magnus gives on2.5k bill

 

[drsel]

In my family we have many Kotak debit cards so when you are guaranteed at least 30% discount many times a month, there is no question of ever using IndusInd EazyDiner 25% discount.
even if the card is lifetime free, we will never use it

 

[drsel]

Indusind knows very well that at least two cards are giving 30% discount --
Kotak debit 4/month and HSBC 1/month.
Also Magnus is giving 40% discount 1/month.
despite this, they are purposely giving only 25% discount

 

[Deleted member 11974]

i would still use indusind over kotak even if i have the debit card becayse i get 45 days credit + 1% back on repayment

 

[plastikman]

i would still use indusind over kotak even if i have the debit card becayse i get 45 days credit + 1% back on repayment

That too the Kotak discount is available on their Everyday Rupay DC. On other variants, the benefit of negligible.

 

[seekndestroy99]

ED is provided easily. Explorer needs special approval.

Do they still provide ED as LTF? How?

 

[Salvo08]

i would still use indusind over kotak even if i have the debit card becayse i get 45 days credit + 1% back on repayment

And plus ability to get extra off with EazyPoints and no Convenience Fee. And you get two free BMS tickets worth ₹200 (the best is that both tickets can be booked separately; a great feature for singles).

 

[drsel]

How do you get extra discount using eazy points?
No convenience fee if you use Eazydiner card?
I only get 30% discount 4 times/month with my Kotak Everyday Rupay debit card and 40% once a month with Magnus.
I pay a convenience fee of 25 to 45 rupees which is 1--1.5 %

And plus ability to get extra off with EazyPoints and no Convenience Fee. And you get two free BMS tickets worth ₹200 (the best is that both tickets can be booked separately; a great feature for singles).

 

[Salvo08]

How do you get extra discount using eazy points?
No convenience fee if you use Eazydiner card?
I only get 30% discount 4 times/month with my Kotak Everyday Rupay debit card and 40% once a month with Magnus.
I pay a convenience fee of 25 to 45 rupees which is 1--1.5 %

The max discount one can get is ₹1K only so if 2-3 are eating out so 25% or 30% or 40% hardly makes a difference (I mean if the bill amount is > 4K). First two are correct, attaching screenshots of two transactions on ED using Magnus and IndusInd ED.