IndusInd Bank account upgrade offer to Maxima or Select

[Prem03]

My mother has a normal Indus Privilege Savings account.
Since she has crossed 60 years of age, I wanted to upgrade her account to a Senior Citizens account. Before visiting the bank I checked her internet banking and found there are account upgrade offers to Maxima or Select.

1. They are showing many benefits including Min. Balance Requirement and Non Maintenance Charges. Does this mean it will be a zero balance Maxima or Select account after the upgrade?
2. If I upgrade to Maxima will the variant be Senior Maxima automatically?
3. Should I upgrade online or through the branch to avoid any problems?
4. Which account would be best for Senior Citizens?

Please share your experiences or thoughts to help me to select the correct account variant.
I am attaching the screenshots of the account upgrade offers.

 

[VasukiVasuki is verified member.]

My mother has a normal Indus Privilege Savings account.
Since she has crossed 60 years of age, I wanted to upgrade her account to a Senior Citizens account. Before visiting the bank I checked her internet banking and found there are account upgrade offers to Maxima or Select.

1. They are showing many benefits including Min. Balance Requirement and Non Maintenance Charges. Does this mean it will be a zero balance Maxima or Select account after the upgrade?
2. If I upgrade to Maxima will the variant be Senior Maxima automatically?
3. Should I upgrade online or through the branch to avoid any problems?
4. Which account would be best for Senior Citizens?

Please share your experiences or thoughts to help me to select the correct account variant.
I am attaching the screenshots of the account upgrade offers.

View attachment 57938




View attachment 57939

Don't upgrade online.

 

[Prem03]

Don't upgrade online.

Why? Any drawbacks or details please.

 

[VasukiVasuki is verified member.]

Why? Any drawbacks or details please.

Because you are seeing select dc in previlage progrm

And exclusive dc in select program
Which is impossible even if you go to rbi asking for exclusive card on select program

So go via offline and have peace.and one who will convert will be most likely your rm
So you can literally choose your rm that way


Mark it answer if you satisfied!

 

[runzone]

@Prem03 did you finally upgrade your moms account? If yes, did you get select debit cards automatically or had to apply separately by calling the customer care?

 

[VasukiVasuki is verified member.]

@Prem03 did you finally upgrade your moms account? If yes, did you get select debit cards automatically or had to apply separately by calling the customer care?

Once upgraded u can just apply

 

[runzone]

Once upgraded u can just apply

Call karke mc select le leta hun, baki visa sig select aur platinum select showing in indus mobile app

Thenku

 

[Prem03]

@Prem03 did you finally upgrade your moms account? If yes, did you get select debit cards automatically or had to apply separately by calling the customer care?

No, I just left it as it is. My mother is in another city so didn't want to trouble her.
I checked FD rates in her account and was getting extra 0.5% as a senior citizen without changing her account variant to Senior citizen's account. So I just created the required FDs for her.

 

[anveshi]

Because you are seeing select dc in previlage progrm

And exclusive dc in select program
Which is impossible even if you go to rbi asking for exclusive card on select program

Why is it impossible to get the Exclusive card, when it's a paid card?
The Exclusive card is displayed in the screenshots for both Select and Maxima as a paid one!