Indusind card offline vs online dilemma

[zenchill]

I just have 1 CC with 1 Lakh limit and 5+ years vintage (SBI simply save) and never really focused on improving my cc portfolio. Now I plan to do it slowly. A local agent called me today offering Indusind CC on c2c basis.

Now my question is it better to go directly online with a good cibil to get a better limit

Or

go via agent which may give me lower limit linked to my SBI CC.

or doesn’t really matter limit is decided same in both methods?



Pls help sort the confusion friends.

 

[nomad]

@RS1910 any suggestions?

 

[Cc_creditguy]

I just have 1 CC with 1 Lakh limit and 5+ years vintage (SBI simply save) and never really focused on improving my cc portfolio. Now I plan to do it slowly. A local agent called me today offering Indusind CC on c2c basis.

Now my question is it better to go directly online with a good cibil to get a better limit

Or

go via agent which may give me lower limit linked to my SBI CC.

or doesn’t really matter limit is decided same in both methods?



Pls help sort the confusion friends.

Ur wish, my suggestion via cashkaro I get around 1500

 

[SSV]

I just have 1 CC with 1 Lakh limit and 5+ years vintage (SBI simply save) and never really focused on improving my cc portfolio. Now I plan to do it slowly. A local agent called me today offering Indusind CC on c2c basis.

Now my question is it better to go directly online with a good cibil to get a better limit

Or

go via agent which may give me lower limit linked to my SBI CC.

or doesn’t really matter limit is decided same in both methods?



Pls help sort the confusion friends.

In this, the most important piece of puzzle that is missing..... whats your annual income range?? and sal/self emp?

 

[zenchill]

In this, the most important piece of puzzle that is missing..... whats your annual income range?? and sal/self emp?

Self employed. 5 Lakhs ITR.

 

[SSV]

Self employed. 5 Lakhs ITR.

Better to go with C2C offline.. even with online also you would get very similar CL...
With offline, you have someone to talk to if something goes wrong ...
All the best

 

[misteramit]

I just have 1 CC with 1 Lakh limit and 5+ years vintage (SBI simply save) and never really focused on improving my cc portfolio. Now I plan to do it slowly. A local agent called me today offering Indusind CC on c2c basis.

Now my question is it better to go directly online with a good cibil to get a better limit

Or

go via agent which may give me lower limit linked to my SBI CC.

or doesn’t really matter limit is decided same in both methods?



Pls help sort the confusion friends.

Share agent number on DM, I also need to apply c2c, online process is stuck from long time now

 

[doomlord]

I applied via CashKaro online, got instant rejection from indusind

 

[zenchill]

I applied via CashKaro online, got instant rejection from indusind

Any Cibil hit?

 

[SSV]

Any Cibil hit?

Definite Yes .

 

[doomlord]

Any Cibil hit?

Yes, got a hit

 

[Rohan2024]

I just have 1 CC with 1 Lakh limit and 5+ years vintage (SBI simply save) and never really focused on improving my cc portfolio. Now I plan to do it slowly. A local agent called me today offering Indusind CC on c2c basis.

Now my question is it better to go directly online with a good cibil to get a better limit

Or

go via agent which may give me lower limit linked to my SBI CC.

or doesn’t really matter limit is decided same in both methods?



Pls help sort the confusion friends.

DM to 9284201270 he will give you best solution...

 

[zenchill]

DM to 9284201270 he will give you best solution...

Thanks. Is he an agent or employee? Name reference koi. Pls DM

 

[zenchill]

DM to 9284201270 he will give you best solution...

pls check dm.