IndusInd CC issue policy

[cybergvm]

Hi friends,

1. Please tell me is it worth to get a Indusind Bank CC, as I don't find much offers on those cards except in Big Basket. Do any other e-commerce app/site provide periodical offers for Indusind CC?
2. If I apply for Indusind Easydiner LTF CC and get it, will I be able to get any other IndusInd CC like Tiger, etc., later?
3. Does IndusInd Bank have any policy like one card per person or no core CC after getting a co-branded CC first or something like that?

 

[Anindya98]

Hi friends,

1. Please tell me is it worth to get a Indusind Bank CC, as I don't find much offers on those cards except in Big Basket. Do any other e-commerce app/site provide periodical offers for Indusind CC?

Yes, it is worth it. If you have a LTF card from them.

1. If I apply for Indusind Easydiner LTF CC and get it, will I be able to get any other IndusInd CC like Tiger, etc., later?

No, the ED card is a co-branded one, so you can’t switch or get another co-branded card directly. You’ll need to get a core card first, then allocate around 30K/70K for the ED card depending on the variant. If your core card has a limit above 1.5L after that, you can request an upgrade to Tiger after 3 months.

1. Does IndusInd Bank have any policy like one card per person or no core CC after getting a co-branded CC first or something like that?

No
1 Core (unsecured) card + multiple co-branded + UPI RuPay cards — all share the same overall limit, no separate limit for each.

 

[dealminer]

Does IndusInd Bank have any policy like one card per person or no core CC after getting a co-branded CC first or something like that?

No, i have pinnacle + ED Sig + Avios
All thanks to @RS1910

 

[Anindya98]

No, i have pinnacle + ED Sig + Avios
All thanks to @RS1910

Is the Avios limit applied on a split-basis limit?

 

[dealminer]

Is the Avios limit applied on a split-basis limit?

Y e s

 

[some1anywhere]

Y e s

Is there a link to apply it on split limit basis?

 

[cardy]

Yes, it is worth it. If you have a LTF card from them.

No, the ED card is a co-branded one, so you can’t switch or get another co-branded card directly. You’ll need to get a core card first, then allocate around 30K/70K for the ED card depending on the variant. If your core card has a limit above 1.5L after that, you can request an upgrade to Tiger after 3 months.

No
1 Core (unsecured) card + multiple co-branded + UPI RuPay cards — all share the same overall limit, no separate limit for each.

Split limit and no separate limit!
Didn't understand it.

 

[dealminer]

Is there a link to apply it on split limit basis?

Contact @RS1910 he can help

 

[Anindya98]

Is there a link to apply it on split limit basis?

Which cards do you need? I can share the link.

 

[Anindya98]

Split limit and no separate limit!
Didn't understand it.

For example,
5L - Legend CC
Now you want to get an ED and a Rupay Platinum
ED Platinum - 30K base limit and you selected 50K
Rupay - 40K
New Limit of Legend - 4.1L

 

[cardy]

For example,
5L - Legend CC
Now you want to get an ED and a Rupay Platinum
ED Platinum - 30K base limit and you selected 50K
Rupay - 40K
New Limit of Legend - 4.1L

But that is the definition of split limit!
And all the cards have separate limit.

Total limit is splitted in multiple cards as separate limit. It's like sbicard.

And one thing is true that no new limit will be allocated. That is also the cases of shared limit, like in axis or ICICI

 

[Anindya98]

Total limit is splitted in multiple cards as separate limit. It's like sbicard.

SBI has separate limits for each card unless you get pre-approved cards from them and split your limit.

And one thing is true that no new limit will be allocated. That is also the cases of shared limit, like in axis or ICICI

Axis, all cards are reported separately, so our overall limit increases.

Post in thread 'IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread'

Oct 13, 2025

Which core Indusind account variant did u hold before getting legend cc?

Indusind Select ( May 2024) -> Legend Pre-Approved 4.62L (Oct 2024) -> Upgraded to Exclusive (June 2025) via VRM -> Got ED Platinum 30K (August 2025) -> Got LTF Pinnacle Upgrade 4.30L ( Sept. 2025)

• Anindya98

• 

 

[cybergvm]

Is Indusind Tiger a core CC or co-branded CC? If it is co-branded, then please suggest a LTF core CC of Indusind bank.

 

[Anindya98]

Is Indusind Tiger a core CC or co-branded CC?

Co-Branded

If it is co-branded, then please suggest a LTF core CC of Indusind bank.

Indusind Legend

 

[RaMKA]

I am holding IndusInd Auro LTF since more than 15 years. I hold other HDFC, ICICI, Axis,, HSBC, IDBI, IDFC LTF (mostly Platinum )credit cards and can tell that IndusInd Aura CC does not have great offers and frequent offers.. I did not see any issue with customer support. With my goal of having any LTF credit card (no need to track annual fees of spend to get annual fee waived off) I noticed, ICICI, HDFC and Axis are good credit cards. Even to leverage early bird offers of Rupay credit card, I enjoyed Indian Bank, UBI, Canara Bank, PNB, BoB and Kotak. And had collected good cashback Now closed all Rupay CC except BoB as it gives cashback So Standard Chartered and HSBC Credit cards are not so great. Instead try SBI that has maximum offers on Amazon or even ICICI and HDFC