Indusind Explorer Vistara Credit Card

[deepee]

Not many people are aware of this card but its a good card for forex spends as it has ZERO markup fees on forex spends. Also you get 1 business class vistara ticket on spending every 3 Lakhs upto 15 lakhs. As joining benefit u get Vistara Gold tier and 1 business class ticket.

U can get 6 business class tickets in a year with this so you get ~5% return on this. And forex markeup waiver is cherry on cake. Moreover u do not get charged any late fees on this card.

 

[Wealth is my birth right!]

Not many people are aware of this card but its a good card for forex spends as it has ZERO markup fees on forex spends. Also you get 1 business class vistara ticket on spending every 3 Lakhs upto 15 lakhs. As joining benefit u get Vistara Gold tier and 1 business class ticket.

U can get 6 business class tickets in a year with this so you get ~5% return on this. And forex markeup waiver is cherry on cake. Moreover u do not get charged any late fees on this card.

Annual fee how much?
Will they upgrade existing legend card with 375000 limit?

 

[Rahul Gupta]

Annual fee how much?
Will they upgrade existing legend card with 375000 limit?

40k joining and 10k annual +gst on both.

 

[Wealth is my birth right!]

40k joining and 10k annual +gst on both.

Renewal is in my reach but first year fee can’t be afforded at the moment to me

 

[Slayer]

Renewal is in my reach but first year fee can’t be afforded at the moment to me

It's a mid (mediocre) card

 

[Wealth is my birth right!]

It's a mid (mediocre) card

So 45k indulge a better candidate right

 

[Slayer]

So 45k indulge a better candidate right

50k reserve

 

[V360V360 is verified member.]

Not many people are aware of this card but its a good card for forex spends as it has ZERO markup fees on forex spends. Also you get 1 business class vistara ticket on spending every 3 Lakhs upto 15 lakhs. As joining benefit u get Vistara Gold tier and 1 business class ticket.

U can get 6 business class tickets in a year with this so you get ~5% return on this. And forex markeup waiver is cherry on cake. Moreover u do not get charged any late fees on this card.

HAHA - this is funny.

You should have looked at AXIS Vistara Infinite - you get a business class ticket and gold tier by paying just 10K as joining fees.

Invest the remaining 30K somewhere else bro 🙂

 

[Wealth is my birth right!]

HAHA - this is funny.

You should have looked at AXIS Vistara Infinite - you get a business class ticket and gold tier by paying just 10K as joining fees.

Invest the remaining 30K somewhere else bro 🙂

Opportunistic guy u r👍

 

[V360V360 is verified member.]

Opportunistic guy u r👍

Come on - I already have 2 business class tickets, 3 upgrade vouchers, extra 10K Vistara points, FYF, by just spending 2.5 lacs till date.

Why should anyone spend 40K for zero markup fee.

Get IDFC WOW instead 🙂

 

[Wealth is my birth right!]

Come on - I already have 2 business class tickets, 3 upgrade vouchers, extra 10K Vistara points, FYF, by just spending 2.5 lacs till date.

Why should anyone spend 40K for zero markup fee.

Get IDFC WOW instead 🙂

Best way to get yield on spends!
Exclusive dc itself zero mark up only that we need funds in account before our foreign trip

 

[deepee]

If u upgarde existing card no joining fee to ve paid, just annual fee against which u get 1 business class vistara voucher

 

[V360V360 is verified member.]

If u upgarde existing card no joining fee to ve paid, just annual fee against which u get 1 business class vistara voucher

Still not worth calling it a good card.

If you dont pay joining fees, then you dont get a business class ticket. Thats my understanding.

 

[Slayer]

Still not worth calling it a good card.

If you dont pay joining fees, then you dont get a business class ticket. Thats my understanding.

+1

 

[TheMentalist]

If u upgarde existing card no joining fee to ve paid, just annual fee against which u get 1 business class vistara voucher

Not true.. still have to pay joining fees on upgrade from existing card
Also, you forgot to mention the basic points i.e. Joining Fee of 40k + Annual Fee of 10k in your OP
Looks like promotion of a worthless card, hence asking - are you from/related to IndusInd bank in any way??

 

[V360V360 is verified member.]

Not true.. still have to pay joining fees on upgrade from existing card
Also, you forgot to mention the basic points i.e. Joining Fee of 40k + Annual Fee of 10k in your OP
Looks like promotion of a worthless card, hence asking - are you from/related to IndusInd bank in any way??

Good one. This is a promotion for sure

 

[purush]

What is their offer for initial 40k , one ticket?

 

[nigameash]

Leaving aside the 0% FX markup & no late fees, the Explorer card is inferior to the Axis Vistara Infinite even if we're just considering the 10k renewal fee every year.

Vistara Gold is only for the 1st year with the IndusInd Explorer card (you need to meet renewal criteria for CV Gold in year 2) but you do get a business class ticket on card renewal each year. The spend milestone for business class tickets is also at every 3 lakh spend milestones.

In contrast, the Axis Vistara Infinite gives a business class ticket + CV Gold on paying renewal fees every year.

The Axis Vistara Infinite works out much better up until the 3rd milestone spend at 7.5 lakhs at which point you've got 4 free business class tickets (one ticket on card renewal and 3 tickets for every 2.5 lakh spend marks until 7.5 lakhs). The card stops making sense post the 7.5 lakh milestone spend as the next milestone is at 12 lakhs.

Even if you never used the Axis Vistara Infinite card for spends, the free business class ticket + CV Gold more than covers the 10k yearly fees

 

[purush]

Yes no compromise with axis card here. Not much favor to this card

 

[deepee]

Not true.. still have to pay joining fees on upgrade from existing card
Also, you forgot to mention the basic points i.e. Joining Fee of 40k + Annual Fee of 10k in your OP
Looks like promotion of a worthless card, hence asking - are you from/related to IndusInd bank in any way??

Nope I am not promoting this, anyways I did not pay 40k just 10k for upgrade and if u spend 5 lakhs annually on international transactions u save more than 10k.