Infinia for NRI

[birususama]

Can anybody let me know whether HDFC bank issues credit card for NRIs without FD? Or with FD is the only option. The specific card I am looking for is Infinia.

 

[InquisitiveWhiz]

HDFC issues CC (Regalia/Infinia) for NRI only through FD.

 

[vinrey287]

HDFC issues CC (Regalia/Infinia) for NRI only through FD.

FD amount required for infinia?

 

[InquisitiveWhiz]

FD amount required for infinia?

Dont know the exact amount. But for Regalia it was 5 Lakhs when i had enquired and RM didn't even mention Infinia that time. Came to know about infinia later but it is on strict invite only and amount was around 15lakhs. Better to consult your RM for current FD eligibility.

 

[EINSTEIN]

FD amount required for infinia?

Minimum 10 Lakhs

 

[PlayStation DX]

13 lakhs is what my RM said!

FD amount required for infinia?

 

[birususama]

11 lakhs is what is mentioned in the website though.

 

[vinrey287]

Ok..

11 lakhs is what is mentioned in the website though.

 

[EINSTEIN]

Minimum 10 Lakhs

Just to clarify I am holding a secured infinia with 10L FD.

 

[Walter White]

Can anybody let me know whether HDFC bank issues credit card for NRIs without FD? Or with FD is the only option. The specific card I am looking for is Infinia.

Unko bolna hi mat ki tum NRI ho if you want one without FD. Just give them the ITR. That's it.

 

[ThriftyPlasticPundit]

Unko bolna hi mat ki tum NRI ho if you want one without FD. Just give them the ITR. That's it.

great advise, please add that you are singing T&C's as Indian Resident. though, nothing wont happen but in case card got scammed and Bank found it then you will be responsible and will need to pay as the insurance won't cover anymore.

 

[vinrey287]

Just to clarify I am holding a secured infinia with 10L FD.

Any difference between the two? Nri Secured Infinia and normal Infinia in terms of benefits and reward rate

 

[Walter White]

Any difference between the two? Nri Secured Infinia and normal Infinia in terms of benefits and reward rate

Nope

 

[EINSTEIN]

Any difference between the two? Nri Secured Infinia and normal Infinia in terms of benefits and reward rate

Secured one doesn’t have no pre set limit feature

 

[watchguys]

Unko bolna hi mat ki tum NRI ho if you want one without FD. Just give them the ITR. That's it.

ITR for NRI might not have high income in ITR. That's the problem

 

[watchguys]

NRI for infinia will also be setup through Autopay from your HDFC NRE account. Autopay cannot be turned OFF. So No option to pay credit card bill using any NRO account.

 

[vinrey287]

great advise, please add that you are singing T&C's as Indian Resident. though, nothing wont happen but in case card got scammed and Bank found it then you will be responsible and will need to pay as the insurance won't cover anymore.

So that means an NRI has to close all cards before changing status to NRI as the cards were procured as an Indian resident.

 

[ThriftyPlasticPundit]

So that means an NRI has to close all cards before changing status to NRI as the cards were procured as an Indian resident.

offcourse, you are not allowed to keep bank accounts and cards once your status becomes nri, you need to open nro account

 

[vinrey287]

offcourse, you are not allowed to keep bank accounts and cards once your status becomes nri, you need to open nro account

Agree for Savings acc.. But cards it is not clearly mentioned anywhere. When my friend had enquired in banks from which he had CCs (no SB ac), they had updated that there is no problem. Not sure if it was the lack of knowledge by the employee or if there is no rule of only CC customers

 

[ThriftyPlasticPundit]

Agree for Savings acc.. But cards it is not clearly mentioned anywhere. When my friend had enquired in banks from which he had CCs (no SB ac), they had updated that there is no problem. Not sure if it was the lack of knowledge by the employee or if there is no rule of only CC customers

bhai jab pata ni hai to ku bol rahe ho

Please refer to t&c, try applying any card before submitting and look for a point states, please confirm if that you are Indian resident.

Check eligibility

https://www.hdfcbank.com/personal/pay/cards/credit-cards/diners-club-black/eligibility

it does apply for paytm account as well, your pan card

try sending email to hdfc customer care that you have now nri status, and all your existing cards will be cancelled without any further question.

as a nri, you need to file itr so your income tax department know that your pan will be use for nri.