Hdfc is giving me option to opt for a secured cc. After that, can I close the card and perhaps get the same card variant when I meet it's eligibility?
Never go for it, your secured card will never become unsecuredHdfc is giving me option to opt for a secured cc. After that, can I close the card and perhaps get the same card variant when I meet it's eligibility?
no issues about it becoming unsecured. What about card upgrades?Never go for it, your secured card will never become unsecured
We have already reviewed the request for upgrade and shared the above clarification to you. However, as an alternate option, in the event of the accepting for FD (Fixed Deposit) lien placement then we shall review for limit enhancement and then for upgrade as mentioned above. The additional credit limit shall be reviewed upto 80% of the FD amount. We have herewith enclosing the fixed deposit lien declaration form for your ready reference. In the event you are willing to opt for FD based limit enhancement, we request you to provide us the duly filled and signed FD lien declaration form post FD created vide return e-mail to enable us to review for credit limit enhancement. The same is also subject to bank’s internal review and credit bureau checks. Upon limit enhancement only, we shall be able to review for card upgrade as per Bank’s review at that time.
Which cc r u gonna get & what amount of fd lienno issues about it becoming unsecured. What about card upgrades?
Basically I quote HDFC's mail :
The FD is not against the card but higher limit? So if I surrender the FD, can I keep the card? subject to income criteria being met on the floor limit?
I'll dm you.Which cc r u gonna get & what amount of fd lien
But why? please give reasons so I can understand the implications.avoid going for it
Since u r tf buzz & hdfc Secured cc for newbie isn't recommended from hdfc .But why? please give reasons so I can understand the implications.
well, honestly I dont know yet. They havent been clear and its hdfc. even after doing everything, they can say "oh we cant give. Keep using our card"Since u r tf buzz & hdfc Secured cc for newbie isn't recommended from hdfc .
Put Infinia in title .
Recommendations will chnge
Dm me too broI'll dm you.
I already got infinia as FYF upgrade from LTF DCB for a 5L FD.Dm me too bro
can you please explain, how you got it upgraded ? if possible, with timeline ? Was your DCB issued against FD ?I already got infinia as FYF upgrade from LTF DCB for a 5L FD.
Infinia can be gotten through below 3 requirements.can you please explain, how you got it upgraded ? if possible, with timeline ? Was your DCB issued against FD ?