Infinia Is Addon spend considered for DCB->Infinia Card upgrade?

[vishp]

Can anyone please help with this? I am in a dillemma.

I have DCB Metal with Addon for my brother. I have 8+ lakhs CL. I am planning to meet 6 month spend criteria for Infinia by Dec End and ask for upgrade. My brother has spent 2+ lakh on the Addon card[different card no. from primary] in last 3 months. Do they consider the Addon spend when asking for Card upgrade? They did consider it for Quarterly Milestone but not sure for the upgrade.

 

[Yugi]

Yes, consider it for upgrade.

 

[theXfactor]

Can anyone please help with this? I am in a dillemma.

I have DCB Metal with Addon for my brother. I have 8+ lakhs CL. I am planning to meet 6 month spend criteria for Infinia by Dec End and ask for upgrade. My brother has spent 2+ lakh on the Addon card[different card no. from primary] in last 3 months. Do they consider the Addon spend when asking for Card upgrade? They did consider it for Quarterly Milestone but not sure for the upgrade.

Yes as the credit limit is shared and add-on card transactions are included on the primary cardholder's monthly statement

 

[vishp]

@Yugi @theXfactor Thank you!!

 

[Yugi]

I have spent 7.5 L+ for past 6 months, still they denied the request for upgrade to Infinia today. Not sure if they increased spends threshold too for upgrade. I have DCB with 8L+ CL.

 

[theXfactor]

I have spent 7.5 L+ for past 6 months, still they denied the request for upgrade to Infinia today. Not sure if they increased spends threshold too for upgrade. I have DCB with 8L+ CL.

Revised to 9L in 6 months now

 

[vishp]

Revised to 9L in 6 months now

Still achievable fortunately. Moving complete expenses on this card to achieve it. Glad to know that Addon expense is counted for Card Upgrade.

 

[theXfactor]

Still achievable fortunately. Moving complete expenses on this card to achieve it. Glad to know that Addon expense is counted for Card Upgrade.

Don't mind but there's no guarantee that you will get the card once you have met the spends criteria, it simply enhances your chances of approval. Bank can still reject the case citing some internal policies. My point is - apply for it once you have met the spend criteria naturally or may be just with a bit of stretch only when it makes sense. Else, trust me, it's not worth the pain.

 

[vishp]

Don't mind but there's no guarantee that you will get the card once you have met the spends criteria, it simply enhances your chances of approval. Bank can still reject the case citing some internal policies. My point is - apply for it once you have met the spend criteria naturally or may be just with a bit of stretch only when it makes sense. Else, trust me, it's not worth the pain.

Sure. Thank you!

 

[Pronto22]

Don't mind but there's no guarantee that you will get the card once you have met the spends criteria, it simply enhances your chances of approval. Bank can still reject the case citing some internal policies. My point is - apply for it once you have met the spend criteria naturally or may be just with a bit of stretch only when it makes sense. Else, trust me, it's not worth the pain.

Is it possible to upgrade to Infinia from DCB metal if only spend criteria is met? I might hit 9L in 6 months but my credit limit is only 5L.

Will they deny my upgrade request based on lower credit limit?

 

[PavvanPavvan is verified member.]

Is it possible to upgrade to Infinia from DCB metal if only spend criteria is met? I might hit 9L in 6 months but my credit limit is only 5L.

Will they deny my upgrade request based on lower credit limit?

Yes and No
But give a try
There are many criteria for infinia if any one criteria is not valid they take exception if more than two now a days they are rejecting

 

[theXfactor]

Is it possible to upgrade to Infinia from DCB metal if only spend criteria is met? I might hit 9L in 6 months but my credit limit is only 5L.

Will they deny my upgrade request based on lower credit limit?

Work towards your credit limit enhancement and then request for upgrade. My take.

 

[drvenkat]

Can anyone please help with this? I am in a dillemma.

I have DCB Metal with Addon for my brother. I have 8+ lakhs CL. I am planning to meet 6 month spend criteria for Infinia by Dec End and ask for upgrade. My brother has spent 2+ lakh on the Addon card[different card no. from primary] in last 3 months. Do they consider the Addon spend when asking for Card upgrade? They did consider it for Quarterly Milestone but not sure for the upgrade.

Yes they will consider

 

[drvenkat]

Is it possible to upgrade to Infinia from DCB metal if only spend criteria is met? I might hit 9L in 6 months but my credit limit is only 5L.

Will they deny my upgrade request based on lower credit limit?

I have met spends criteria last year but my CL is 6.18 so rejected