Is it advisable to use over-limit feature of Millennia card?

[rg8605384]

Is it advisable to use over-limit feature of Millennia card?
What will be charges in case I plan to use it?

 

[Chaitanya-a]

Is it advisable to use over-limit feature of Millennia card?
What will be charges in case I plan to use it?

No its not advisable to use over-limit facility of any credit card unless its necessary.

HDFC Bank charges 2.5%+ GST (Minimum ₹500) of over-limit amount used.