rated__9-by-11
TF Buzz
***Image for reference.
Today I updated the SBI Cards app and found this new option "Credit Limit Increase" (see image). At first I thought it was a Free Credit Limit Increase as it was showing something like You are eligible for limit increase (something like this). Now when I processed for the same they asked for this "Anumati" Validation which is Account Aggregator.
The whole process took 5 Mins max and SBI approved and increased my limit from Rs.1L to Rs.1.4L (Not that much of an increase but it's ok) and limit updated in app instantly.
Now as l logged in to this website "Anumati", I saw that the Account Aggregator Access is valid till 2029 (see image).
QUESTION 1: As the limit increase is done, should I revoke this access maybe after waiting a day or two? Or keep this as it is? Will it affect the limit increase?
QUESTION 2: As i took the limit increase through this process of AA, can i still get Pre-Approved Limit Increments in future?
QUESTION 3: If i disable/revoke this Account Aggregator, can they take back this limit increment?
QUESTION 4: Also does revoking this affect the future increments in anyway?
Please do help me out with my queries. THANK YOU!
Today I updated the SBI Cards app and found this new option "Credit Limit Increase" (see image). At first I thought it was a Free Credit Limit Increase as it was showing something like You are eligible for limit increase (something like this). Now when I processed for the same they asked for this "Anumati" Validation which is Account Aggregator.
The whole process took 5 Mins max and SBI approved and increased my limit from Rs.1L to Rs.1.4L (Not that much of an increase but it's ok) and limit updated in app instantly.
Now as l logged in to this website "Anumati", I saw that the Account Aggregator Access is valid till 2029 (see image).
QUESTION 1: As the limit increase is done, should I revoke this access maybe after waiting a day or two? Or keep this as it is? Will it affect the limit increase?
QUESTION 2: As i took the limit increase through this process of AA, can i still get Pre-Approved Limit Increments in future?
QUESTION 3: If i disable/revoke this Account Aggregator, can they take back this limit increment?
QUESTION 4: Also does revoking this affect the future increments in anyway?
Please do help me out with my queries. THANK YOU!
Attachments
