Is OD(Overdraft) account reported to cibil?

[Kamal]

Can any one confirm id OD accounts are reported to cibil or any credit bureau?

As my father is having 2 OD( in SBI and BOB) account and also KCC loan account but his cibil is not yet generated.

@TechnoFino @Subhankar

 

[souvikdey2002]

Can any one confirm id OD accounts are reported to cibil or any credit bureau?

As my father is having 2 OD( in SBI and BOB) account and also KCC loan account but his cibil is not yet generated.

@TechnoFino @Subhankar

Yes, it is reported.
I had an overdraft with Citi Bank & it is reported as a Loan in Cibil.

 

[Kamal]

My father is holding BOB OD from 6 years and SBI one for 1.5 years but cibil is not yet genrated .

When were these created?

Where did you check his Cibil?

Checked cibil from one score ,HDFC and cibil Website.

 

[Dr. Drake]

Can any one confirm id OD accounts are reported to cibil or any credit bureau?

As my father is having 2 OD( in SBI and BOB) account and also KCC loan account but his cibil is not yet generated.

@TechnoFino @Subhankar

Yes, it's reported. Citi reported it as personal loan in my cibil

 

[BankExpertIndia]

Can any one confirm id OD accounts are reported to cibil or any credit bureau?

As my father is having 2 OD( in SBI and BOB) account and also KCC loan account but his cibil is not yet generated.

@TechnoFino @Subhankar

Yes OverDraft Is Reported In CIBIL & Other Credit Bureau's

 

[__Kash__]

Can any one confirm id OD accounts are reported to cibil or any credit bureau?

As my father is having 2 OD( in SBI and BOB) account and also KCC loan account but his cibil is not yet generated.

@TechnoFino @Subhankar

This article should help you: https://cred.club/check-your-credit-score/articles/how-does-an-overdraft-affect-your-credit-score

 

[BankExpertIndia]

It's supposed to be but depends on mood of bank

Yes... But They Definitely Should Do It.

 

[anu27893]

Yes it is reported