Is there a branch route for limit enhancement?

[nangkong]

I am currently unemployed and so I don’t have a monthly income. I have two paid Axis cards (500 each plus taxes) with a shared limit of just 15k. I feel like the fees are unjustified for just 4.5k (30% utilisation ratio) worth of credit when my monthly expenses is often around and over 20k. I have already tried and failed to get Axis to increase my limit by contacting them through email and phone. It’s been nearly a year since the newer one was issued and I have not yet got a limit enhancement offer like others (many have received after only 6 months) even though I have other bank cards with decent limits, CIBIL of 776, over 3 years of credit card history and never failed to pay bills on time. So I was wondering if it would be possible for the local Axis branch employees to provide any kind of help for limit enhancement on my cards if I visited the branch and explained my situation to them. I would submit an application too if it would be required. Do you think they’d be able to offer any kind of help with this?

 

[Vasuki]

I am currently unemployed and so I don’t have a monthly income. I have two paid Axis cards (500 each plus taxes) with a shared limit of just 15k. I feel like the fees are unjustified for just 4.5k (30% utilisation ratio) worth of credit when my monthly expenses is often around and over 20k. I have already tried and failed to get Axis to increase my limit by contacting them through email and phone. It’s been nearly a year since the newer one was issued and I have not yet got a limit enhancement offer like others (many have received after only 6 months) even though I have other bank cards with decent limits, CIBIL of 776, over 3 years of credit card history and never failed to pay bills on time. So I was wondering if it would be possible for the local Axis branch employees to provide any kind of help for limit enhancement on my cards if I visited the branch and explained my situation to them. I would submit an application too if it would be required. Do you think they’d be able to offer any kind of help with this?

Apply sbi bpcl card & u will get similar kinda limit around 15-20k .

L.e isn't in our hand without income docs mannual.

 

[Abhi5467]

I am currently unemployed and so I don’t have a monthly income. I have two paid Axis cards (500 each plus taxes) with a shared limit of just 15k. I feel like the fees are unjustified for just 4.5k (30% utilisation ratio) worth of credit when my monthly expenses is often around and over 20k. I have already tried and failed to get Axis to increase my limit by contacting them through email and phone. It’s been nearly a year since the newer one was issued and I have not yet got a limit enhancement offer like others (many have received after only 6 months) even though I have other bank cards with decent limits, CIBIL of 776, over 3 years of credit card history and never failed to pay bills on time. So I was wondering if it would be possible for the local Axis branch employees to provide any kind of help for limit enhancement on my cards if I visited the branch and explained my situation to them. I would submit an application too if it would be required. Do you think they’d be able to offer any kind of help with this?

I was given 21k limit on Flipkart Axis. I shop online about 2.5 L each year from Flipkart alone. Last year I clocked 2.75 L on Flipkart. Midway after 6 months they had given LE to 41k. It all depends on spending. You have to go 100% one or two times and pay the bill (not official though)Use it everywhere even for small transactions. Moreover they now offered me Personal loan of 3.0 L on credit card alone at attractive interest rate. Keep spamming the Increase credit limit option just before 6 months. I got it around 8 months. There is no sure way unless you give income proof. Yesterday I got IndusInd Legend LTF with 50k pre-approved without any verification or documents through Paisabazaar. My HDFC Tata Neu Plus is still stuck at 13k ( I never spent on it though apart from the Tata apps)

 

[Vasuki]

I was given 21k limit on Flipkart Axis. I shop online about 2.5 L each year from Flipkart alone. Last year I clocked 2.75 L on Flipkart. Midway after 6 months they had given LE to 41k. It all depends on spending. You have to go 100% one or two times and pay the bill (not official though)Use it everywhere even for small transactions. Moreover they now offered me Personal loan of 3.0 L on credit card alone at attractive interest rate. Keep spamming the Increase credit limit option just before 6 months. I got it around 8 months. There is no sure way unless you give income proof. Yesterday I got IndusInd Legend LTF with 50k pre-approved without any verification or documents through Paisabazaar. My HDFC Tata Neu Plus is still stuck at 13k ( I never spent on it though apart from the Tata apps)

My friend got 15 k limit in Flipkart .. hardly used on Flipkart

Then he got iocl via customer care used 90% for 3-4 months.

Out of no where 5 lakh loan appeared in pre approved in axis without bank account..

Bank algorithm are hard to be predicted