Is this HDFC Swiggy LTF Offer ?

[Delsin]

Hi Everyone,

I just opened HDFC Swiggy Application Portal, and I see Annual Fees/Renewal Fees striked out. Is this HDFC Swiggy LTF offer or its just spend based wavier?

 

[panu24]

Spend based. Just read the line below "lucky you !!!"

 

[VikasBhindwar]

Fees will be waived when you will spend 2 lakh. Spend based waiver.

 

[Delsin]

Why is Annual Fees/Renewal Fees striked out? My understanding was that they have this Lucky You written even when the fees is there. But again this forum saved me. Waste of CIBIL Enquiry though. Thanks @paresh22 @VikasBhindwar

 

[D₹V]

Why is Annual Fees/Renewal Fees striked out? My understanding was that they have this Lucky You written even when the fees is there. But again this forum saved me. Waste of CIBIL Enquiry though. Thanks @paresh22 @VikasBhindwar

That's how HDFC works.

Normal user can't understand the fee policy.

 

[cardio_guy]

Please suggest a good card for Swiggy purchase of around 10k per month. I think SBI cashback is good, 5% flat no restrictions. Any other suggestions?

 

[pmhunter]

Please suggest a good card for Swiggy purchase of around 10k per month. I think SBI cashback is good, 5% flat no restrictions. Any other suggestions?

With restrictions
Airtel axis - 10% CB upto 500
HSBC Cashback - 10% CB upto 1000

 

[Deleted member 21942]

Hi Everyone,

I just opened HDFC Swiggy Application Portal, and I see Annual Fees/Renewal Fees striked out. Is this HDFC Swiggy LTF offer or its just spend based wavier?


View attachment 31510

Same I also got Lucky You !!! offer with Annual Fees / Renewal Fees as 0 and under that it was written as "The fees gets waived off for annual spends above Rs 4,00,000" for Regalia Gold credit card. I thought it will be FYF card so I took it. Later I emailed grievance team for pricing confirmation but they replied me that I have received a LTF credit card with no spend conditions. Firstly, I couldn't believe so I called customer care and they also informed me that it is LTF card. Then I tweeted HDFC Twitter (X) team too and they also replied me that my credit card is LTF.

 

[RishiKiDev]

Same I also got Lucky You !!! offer with Annual Fees / Renewal Fees as 0 and under that it was written as "The fees gets waived off for annual spends above Rs 4,00,000" for Regalia Gold credit card. I thought it will be FYF card so I took it. Later I emailed grievance team for pricing confirmation but they replied me that I have received a LTF credit card with no spend conditions. Firstly, I couldn't believe so I called customer care and they also informed me that it is LTF card. Then I tweeted HDFC Twitter (X) team too and they also replied me that my credit card is LTF.

You were given upgrade or applied a fresh card?

 

[Deleted member 21942]

You were given upgrade or applied a fresh card?

Applied fresh card.

 

[RishiKiDev]

Applied fresh card.

Really Lucky You man

 

[thanix]

Please suggest a good card for Swiggy purchase of around 10k per month. I think SBI cashback is good, 5% flat no restrictions. Any other suggestions?

Check swiggy vouchers in multiple sites. They have instant discounts and choose which gives cashback on them.

 

[D₹V]

Really Lucky You man

No, there is some price code problem in their server.

From July August time, new applications getting cards as LTF despite showing FYF.

One got Infinia too as LTF.

 

[RishiKiDev]

No, there is some price code problem in their server.

From July August time, new applications getting cards as LTF despite showing FYF.

One got Infinia too as LTF.

Arey ye toh khush khabri hai.

 

[krishc]

No, there is some price code problem in their server.

From July August time, new applications getting cards as LTF despite showing FYF.

One got Infinia too as LTF.

Will this work if I apply Tata Neu Infinity from HDFC portal ?
Have existing Regalia LTF & Paid Swiggy

 

[D₹V]

Will this work if I apply Tata Neu Infinity from HDFC portal ?
Have existing Regalia LTF & Paid Swiggy

It's all based on my past observation bro .

But I haven't read about Neu/Swiggy card LTF via this method bro.

You can try this & tell us.
Use cashback to get extra 1500₹ cashback too .

 

[cardio_guy]

I tried applying for hdfc swiggy and it showed me 0 rs. (Renewal fees waived off on 2L spend) but no joining fees.

 

[RishiKiDev]

I tried applying for hdfc swiggy and it showed me 0 rs. (Renewal fees waived off on 2L spend) but no joining fees.

Take it bro. Maybe you can get it LTF due to server error. Anyways you can close it before renewal and not be charged anything

 

[D₹V]

Take it bro. Maybe you can get it LTF due to server error. Anyways you can close it before renewal and not be charged anything

True. It'll be experiment for us .

 

[cardio_guy]

Take it bro. Maybe you can get it LTF due to server error. Anyways you can close it before renewal and not be charged anything

Yes taking it. Vkyc will work only 10am to 10pm. Have scheduled for tomorrow.
Btw can I change my mobile number linked to this card after getting it?