aparnahm
TF Premier
Dear All,
I need guidance regarding PF withdrawal. I have taken early retirement and have been trying to withdraw PF money. My claim was rejected once citing mismatch in bank account details and cancelled cheque details. Even though there was no mismatch, it was rejected. Then it was rejected for the 2nd time citing mismatch in father's name (My aadhar has his name as xyz H M and EPFO has it as H M xyz) and was asked to give JD (Joint Declaration). JD needs supporting docs in my case and I have very few of them with me. In fact, I have only 3 which are PAN, Passport and 10th/12th marks card. PAN and passport have my father's name in expanded form whereas EPFO has it in abbreviated form. So, I cannot use them and it is very obvious that JD will be rejected if I use them. I can use 10th or 12th marks card but EPFO needs 2 docs for JD. Few people suggested that I get my father's name changed in Aadhar. I can get this done but I have a few doubts:
01 - will it help with withdrawal?
02 - will Aadhar KYC done on EPFO get disrupted?
03 - Do I need to redo Aadhar KYC? Is this allowed?
04 - Will it have any other impact? For example, on my bank accounts, asset transfer from father etc
Pleas guide me, I will be very grateful if I get clear answers. Even my ex-company HR is not giving right answers. Instead, they are asking me to change father's name is 5 docs and are asking me to share the changed docs with them. Changing it in PAN and passport is impossible as we cannot abbreviate names in those docs. I tried telling them this and they are just sticking to their stance.
@SSV @TechnoFino or any other knowledgeable person - pls help
I need guidance regarding PF withdrawal. I have taken early retirement and have been trying to withdraw PF money. My claim was rejected once citing mismatch in bank account details and cancelled cheque details. Even though there was no mismatch, it was rejected. Then it was rejected for the 2nd time citing mismatch in father's name (My aadhar has his name as xyz H M and EPFO has it as H M xyz) and was asked to give JD (Joint Declaration). JD needs supporting docs in my case and I have very few of them with me. In fact, I have only 3 which are PAN, Passport and 10th/12th marks card. PAN and passport have my father's name in expanded form whereas EPFO has it in abbreviated form. So, I cannot use them and it is very obvious that JD will be rejected if I use them. I can use 10th or 12th marks card but EPFO needs 2 docs for JD. Few people suggested that I get my father's name changed in Aadhar. I can get this done but I have a few doubts:
01 - will it help with withdrawal?
02 - will Aadhar KYC done on EPFO get disrupted?
03 - Do I need to redo Aadhar KYC? Is this allowed?
04 - Will it have any other impact? For example, on my bank accounts, asset transfer from father etc
Pleas guide me, I will be very grateful if I get clear answers. Even my ex-company HR is not giving right answers. Instead, they are asking me to change father's name is 5 docs and are asking me to share the changed docs with them. Changing it in PAN and passport is impossible as we cannot abbreviate names in those docs. I tried telling them this and they are just sticking to their stance.
@SSV @TechnoFino or any other knowledgeable person - pls help
