Joining fee on Cc if we deny to receive it from courier

[maverick]

This is the case of misselling of yes bank cc where spend based LTF condition told by an agent but CC denied it.
So if I refused to take it from courier partner and put closing request then will i need to pay joing fee?

 

[Hrraj]

This is the case of misselling of yes bank cc where spend based LTF condition told by an agent but CC denied it.
So if I refused to take it from courier partner and put closing request then will i need to pay joing fee?

You don't need to pay anything.