So I've been using GPay initially and moved to Cred after I got my first credit card. It gave good returns (trapping me) and now only see a reward like once in a week.
Now I am hearing about Supermoney by Flipkart giving good returns and a credit card launch by them with even more returns? There is kiwi and even heard of Cheq many times in this context.
I am using HDFC Virtual Rupay LTF which is totally useless (not even 300 out of 2000 redeemable minimum points collected in past 3 months, and at this pace it will take 2 years before which my initial points will expire!), so I am ready to get another card, but hearing some Jupiter annoying TnC additions I didn't have the trust to go for Kiwi, as both are CC UPI related Fintechs, so kept waiting for Tata neu infinity LTF offer, and as expected no results (though I've been hearing others getting it these days).
Now Kiwi Neon subscription FYF seems to end on 31st October. And I kinda have a gut feeling that closing HDFC Rupay might help Tata neu, and this seems a good alternative. But now hearing about the supermoney card which might beat this.
I want to exit Cred now but Im also feeling like do I need to keep jumping from one app to another, making it difficult to manage transactions history, creating lots of UPI Ids, but staying on one seems to be wasteful too.
Post is kinda cluttered but I just want some advice. Should I switch app while keeping the HDFC Card, if yes to which? Should I get Kiwi or wait for more news on supermoney. Any other options Im missing? Anything else to keep in mind if I go for any of these (Like I'm not taking something crucial to account)?
I wasn't in a hurry, especially since I have yet to receive the 250rs voucher for the rupay card and also got the spend milestone offer, but seeing Kiwi subscription FYF offer deadline, I feel I need to make some decision.
I know I'm running behind measly cashbacks and all, so even some eye openers could help.
Now I am hearing about Supermoney by Flipkart giving good returns and a credit card launch by them with even more returns? There is kiwi and even heard of Cheq many times in this context.
I am using HDFC Virtual Rupay LTF which is totally useless (not even 300 out of 2000 redeemable minimum points collected in past 3 months, and at this pace it will take 2 years before which my initial points will expire!), so I am ready to get another card, but hearing some Jupiter annoying TnC additions I didn't have the trust to go for Kiwi, as both are CC UPI related Fintechs, so kept waiting for Tata neu infinity LTF offer, and as expected no results (though I've been hearing others getting it these days).
Now Kiwi Neon subscription FYF seems to end on 31st October. And I kinda have a gut feeling that closing HDFC Rupay might help Tata neu, and this seems a good alternative. But now hearing about the supermoney card which might beat this.
I want to exit Cred now but Im also feeling like do I need to keep jumping from one app to another, making it difficult to manage transactions history, creating lots of UPI Ids, but staying on one seems to be wasteful too.
Post is kinda cluttered but I just want some advice. Should I switch app while keeping the HDFC Card, if yes to which? Should I get Kiwi or wait for more news on supermoney. Any other options Im missing? Anything else to keep in mind if I go for any of these (Like I'm not taking something crucial to account)?
I wasn't in a hurry, especially since I have yet to receive the 250rs voucher for the rupay card and also got the spend milestone offer, but seeing Kiwi subscription FYF offer deadline, I feel I need to make some decision.
I know I'm running behind measly cashbacks and all, so even some eye openers could help.
