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Just got RBL BMS CARD with 499 joining & annual fees(SEPERATELY)

I applied for RBL BMS CC & within 3 days it got approved, now I am just searching about reviews of RBL customer service & found Max has a bad experience with RBL CREDIT CARDS, LIKE unexpected limit decrease, card suspension etc

Can someone suggest me that should I continue with RBL or should I just close it to avoid future problems? & Yes if I close it so I need to pay extra charges & will it hit my cibil???
 
I applied for RBL BMS CC & within 3 days it got approved, now I am just searching about reviews of RBL customer service & found Max has a bad experience with RBL CREDIT CARDS, LIKE unexpected limit decrease, card suspension etc

Can someone suggest me that should I continue with RBL or should I just close it to avoid future problems? & Yes if I close it so I need to pay extra charges & will it hit my cibil???
What's the reason of applying the card?
If you are don't want this card than take the card and don't Activate it it will automatically closed after 37 days.
 
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