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Karma Group Membership review needed please

rj_arora

TF Premier
VIP Lounge
Hi all, has anyone been a member of or does anyone know about Karma membership? - https://karmagroup.com/membership/

It's a timeshare program. They are offering 1 week stay in any of their properties (4 members) + 165 points per year for 3 years in exchange for about 1.3L INR. Although redemption varies based on various factors, you can assume that 165 points per year will give around a week's worth of stay for 4 family members.



These are the exact details (I've copied their WhatsApp message) -
PROMOTIONAL MEMBERSHIP OFFER ✨
Market price: ₹1,80,000 /-


VALID ONLY FOR LIMITED TIME
A flat Discount of ₹54000 on actual MRP
Final Offer Price: ₹ 1,26,000 /- (after discounts)

Installment Plan Price Breakdown:

Purchase Price: Rs. 1,26,000 /-

Minimum Down Payment 15 % = Rs. 18,900 /-

Remaining Balance 85 % : Rs 1,07,100 /-

6 Months Installments: 17,850 /-[Interest Free]

✨ +1 Free week complimentary stay India-International|

✨ +10 % off on Food & Beverages

✨ Access up-to Titanium Grade resorts

✨One Free Bonus Week at any of the Karma Group Resorts in India in a One

Bedroom (4 Adults) per referral that results in a new member buying the and

can be redeemed on completion of all payments of the new membership.

✨ Resort Credit voucher worth Rs.5000/- to be redeemed at any of the Karma Group

Resorts in India per referral on completion of all payments of the new membership





Is it worth it? Are there any other memberships that are better or cheaper?
 
Don't pay 1.35 L upfront for 3 years, later you never get your choice of hotels when plan, they will tell those are already booked even before 5-6 months. Better divide those to 45k per year and happily stay in any 5 star resort for around 9k-10k per night. You will be more than happy.
 
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