The biggest cavet here is, rewarding is limited to 1/8th of 🆑. I was about to suggest this card to a guy who want to purchase tvs bike of 1.5 Lakh 🤣.. Unless he gets 12 lakh limit he does not get rewarded for the entire 1.5 Lakh.
One has to be aware that 12.5k is the rewarding spends per 1 lakh 🆑 and has to take call.