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Kotak 811 dream different card upgrade
- Thread starter Iamgora
- Start date
Use kotak debit card, they will limit enhancement on credit card
Shop on Amazon flipkart using kotak dc
Last edited:
Piyush_Jaiswal
TF Ace
Yes, my mother's 1 year old card was upgraded to League Platinum CC and fixed deposit was returned. It was pre-approved offer. I had good spends on it and good credit score, this might be the reason.
My sister didn't got card upgrade offer but she got limit enhancement offer on her dream different card which is 6 months old or less. Her FD was not returned though.
Kotak cares customer relationship with the bank for limit enhancement or pre-approved offers.
Do much spends via kotak debit card.
Piyush_Jaiswal
TF Ace
my sister didn't spent with her CC or DC. She had very little or no spends, didn't maintain balance, but timely payment. she only opened account as i insisted to open account and get a cc to build credit score.
Can you tell the balance that she had
Can you send statement of cc before card limit enhancement
Does she had any other loans like pay later etc . (Yes or no)
I want to increase my limit.
Please spend 5 min for techno fino
Piyush_Jaiswal
TF Ace
she had only 100 200 in her account.
can't send statement but can tell you some details. she had fd of 5k, got limit of 4500. after 6 months or less got call, sms, email for limit enhancement. Got limit of 12000
no other credit history, after 1 months of limit enhancement, got pre-approved one card with 20k limit.
will suggest you to download one score and check your credit score for few months, you will get pre-approved offer.
mail kotak via netbanking, and escalate to higher officials every time. they will consider you.
can't send statement but can tell you some details. she had fd of 5k, got limit of 4500. after 6 months or less got call, sms, email for limit enhancement. Got limit of 12000
no other credit history, after 1 months of limit enhancement, got pre-approved one card with 20k limit.
will suggest you to download one score and check your credit score for few months, you will get pre-approved offer.
mail kotak via netbanking, and escalate to higher officials every time. they will consider you.
Piyush_Jaiswal
TF Ace
also, checking credit score on kotak app gives pre approved offers.
Piyush_Jaiswal
TF Ace
paytm wallet, amazon, etc
she didn't spend much.
it was my mothers account in which i spent a lot, mostly wallet transactions.
i myself got pre approved LTF League Platinum, didn't accept as i already have it in my family. waiting for them to offer kotak white ltf
i didn't checked my score on their app, this pre-approved offer must be account transactions and debit card spend based. i was 18 when i got the offer, now i am 19.
my another sister, got pre approved Kotak 811 Credit Card on checking credit score on their app, didn't accept as it has 499+gst as charges.
PS: the accounts are not linked, kotak does not know we are family.
If women not spend they give pre approved specially.paytm wallet, amazon, etc
she didn't spend much.
it was my mothers account in which i spent a lot, mostly wallet transactions.
i myself got pre approved LTF League Platinum, didn't accept as i already have it in my family. waiting for them to offer kotak white ltf
i didn't checked my score on their app, this pre-approved offer must be account transactions and debit card spend based. i was 18 when i got the offer, now i am 19.
my another sister, got pre approved Kotak 811 Credit Card on checking credit score on their app, didn't accept as it has 499+gst as charges.
PS: the accounts are not linked, kotak does not know we are family.
Boys, need to spend a lot via debit card.
Piyush_Jaiswal
TF Ace
I have observed this with many banks. they consider females as their ideal customers, they won't do any misuse of the credit card. that's why banks give pre-approved offers easily to them.
for males, they check your account balance, transactions, dc spends, credit score.
Iamgora
TF Select
At this point it’s impossible for me to spent on dc as I hold 9 cc.Use kotak debit card, they will limit enhancement on credit card
Shop on Amazon flipkart using kotak dc
kotak is giving me offer for loans but not credit card enactments
Getting loans is easy.At this point it’s impossible for me to spent on dc as I hold 9 cc.
Kotak doesn't offer limit enhancement who doesnt maintain rd or spend relationship with the bank
Piyush_Jaiswal
TF Ace
no, they have some other algorithms. my sister didn't maintained any balance, just 100 or 200. she got limit enhancement on dream different card.
my mother's account got both card upgrade from fd based cc and limit enhancement after 4 months of card upgrade. my mother didn't maintained any balance, but IMPS/NEFT credit transactions are around 4 lakhs per month, which you can do through your other accounts of small amounts as per your convenience. no dc transactions on my mother's account.
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