If so why aren't you able to activate the card via SMS/IVR mode, as you said, you had followed these methods as well, hadn't you?
Aapko may card control mein bhi nahi dikh raha hoga...🤣
They don't most of things. Don't blindly trust them.
Check this:
View attachment 74110
In real terms, it's not a virtual card, rather the details of the card are shown virtually. Like in case of BOB, there's two different card, virtual and physical having different details.
Virtual card is the classic one which is issued by default for normal 811 A/c.