Kotak Bank "811 Super Savings Account" Benefits

[Aniket]

It says customer initiated credit transaction, so it has to be the add money option or transfer from other bank account of the customer.

I don't think Kotak can track a transaction, if it is direct transfer by the customer from a different bank. So, add money is the best option to fulfill the terms of the cashback.

Yes, I agree refunds are excluded but the term customer means third party is also excluded.

At present they enabled any credit except reversals for cashback eligibility (based on members feedback here), So they are not following the terms.

I can't argue further! 🙂

Let it be, do what you think is correct! ✌️

 

[Ashishag22]

Will we get 5% cashback upto 500 on utility bills payment (4900 mcc) also from super 811?

 

[6ix9ine]

Will we get 5% cashback upto 500 on utility bills payment (4900 mcc) also from super 811?

 

[crazyuploader]

As of now, yes.

Seeing others not able to get it, and the fact the offer is not for everyone, I think I will go ahead and avail it if possible, let's see if I get it

 

[crazyuploader]

Seeing others not able to get it, and the fact the offer is not for everyone, I think I will go ahead and avail it if possible, let's see if I get it

So the annual fees is 300 INR? I thought it's a one time thing lol

 

[Aniket]

So the annual fees is 300 INR? I thought it's a one time thing lol

₹6000 me se ₹300 nahi de sakte hain kya, though ₹5700 ka profit? 🙄

 

[Abhishek012]

Will we get 5% cashback upto 500 on utility bills payment (4900 mcc) also from super 811?

Yo . .

 

[crazyuploader]

View attachment 75585

₹6000 me se ₹300 nahi de sakte hain kya, though ₹5700 ka profit? 🙄

😂😂😂😂 No no, that's all fine with me, I was under the impression that it's a one time charge to upgrade to the super plan

 

[Chhota Bheem]

So the annual fees is 300 INR? I thought it's a one time thing lol

811 Super debit card charge is included in this annual fee of ₹300.

You also get enhanced cash withdrawal limit of up to 1 lac per day, 10 transactions in a month for free at Kotak ATM.

 

[crazyuploader]

811 Super debit card charge is included in this annual fee of ₹300.

You also get enhanced cash withdrawal limit of up to 1 lac per day, 10 transactions in a month for free at Kotak ATM.

Thanks for the clarification, I somehow confused with that only, and that cash withdrawal limit is nice

 

[crazyuploader]

Seeing others not able to get it, and the fact the offer is not for everyone, I think I will go ahead and avail it, if possible, let's see if I get it

So, upgrading the plan was actually a breeze, the app isn't an app anymore, it's a Super App!

 

[signior-x]

I just registered on Kotak 811 app, and voilla on tha first page itself it asked to convert to super.

I have gave the consent and it got converted I think. Do I need to order the debit card myself, or it will be done automatically?

 

[varun__goel_]

I just registered on Kotak 811 app, and voilla on tha first page itself it asked to convert to super.

I have gave the consent and it got converted I think. Do I need to order the debit card myself, or it will be done automatically?

Will be issued automatically

 

[crazyuploader]

A little off topic here but I enabled ActivMoney recently, and one thing I am not sure, if I have 1L in total, and the available balance is 25K (after 75K is sweeped out), can I still make a transaction of say 50K? Or the max that I can make is 25K only, and after deduction the money would be sweeped in??

 

[MrJJ]

A little off topic here but I enabled ActivMoney recently, and one thing I am not sure, if I have 1L in total, and the available balance is 25K (after 75K is sweeped out), can I still make a transaction of say 50K? Or the max that I can make is 25K only, and after deduction the money would be sweeped in??

Yes you can make transaction upto your total balance (including sweeped out fd balance).
In your example you can make upto 1L transaction. Money is automatically sweeped in to complete the transaction.

 

[rakhi]

I hv dormat saving acc I Wil go to branch and apply super acc?

 

[Anil_Singh]

I hv dormat saving acc I Wil go to branch and apply super acc?

T r y

 

[signior-x]

The thread is too long to read. Can I just get a brief summary where this 5 percent is best to utilise?

Also, for my usecase which I can think of is booking Indigo flights directly from their site. I don't have any good card for this.

Also, will this cashback work for utilities?

 

[pinki]

The thread is too long to read. Can I just get a brief summary where this 5 percent is best to utilise?

Also, for my usecase which I can think of is booking Indigo flights directly from their site. I don't have any good card for this.

Also, will this cashback work for utilities?

Yes and yes

 

[adhyanrules]

Hi All.
Are you getting 5% cashback using kotak 811 super savings debut card for cc bill payment from sbi unipay or cabara setu app etc? Please confirm.

From what I have heard. SBI Unipay transactions mostly fail and people face a lot trouble getting back that amount.