MrJJ
TF Legend
I got this offer in Old Kotak Mobile Banking App. Offer banner was showing at the top, just below the Quick Access section. It could be user specific offer.
Festive Spends Offer by Kotak Mahindra Bank:
Some regular transactions to achieve 12000 spends:
Festive Spends Offer by Kotak Mahindra Bank:
- Offer: Get a flat Rs. 800 cashback on cumulative net spends of Rs. 12,000 using your Kotak Credit Card.
- Effective Cashback: 6.66%
- Enrollment Period: From 1st October 2025 to 31st October 2025.
- Offer Period: 30 days post-enrollment (including the enrollment date). Even if you enroll on 31st October you will get 30 days to spend 12000.
- Steps to Claim:
1. Enroll via the link in official communication (App, Email, SMS, WhatsApp, etc.).
2. Make eligible spends within 30 days of enrollment.
3. Receive cashback if the net spends exceed the threshold. - Eligibility:
- Only for select Kotak Credit Card customers who received the offer invitation.
- Must enroll using the link provided in the official communication.
- Only one claim per customer during the offer period. - Excluded transactions: EMIs, Loans on credit cards, Balance Transfer transactions, cash transactions, spends on Rent (6513), Education fee on Third party apps (8211,8220,8241,8244,8249, 8299), Insurance transactions (MCC 6300, 6381, 5960, 6399), Wallet transaction (MCC 6540), Utility & Telecommunication Transaction (MCC 4814, 4899, 4900), Online skill gaming (5816) and Government services transaction (MCC 9222, 9223, 9311, 9399, 9402, 9405).
- Cashback Credit: Within 60 days after the offer period ends.
- Additional Terms:
- No promo codes needed.
- Non-transferable, non-cashable, non-negotiable.
- Not valid for Corporate/B2B cards or delinquent accounts.
- Cannot be combined with other offers.
Some regular transactions to achieve 12000 spends:
- If you have a Rupay Card then spend via UPI on grocery or other shopping.
- Buy gift cards.
- Spend on Fuel.
- Pay education fee via school/college/uni website or swipe machine.
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