If not today then tomorrow. The point here is no lifetime having benefits without maintaining MAB or QAB for premium accounts, it can happen anytime for anyone.
For 2 years, I enjoyed HDFC Preferred without maintaining any eligibility and now its downgraded or kept to SavingsMax. This is how it is, rather than finding tricks, it would be better if we just open the account and enjoy as long as it lasts.
As per OP request, there are no tricks it works as long as it can and when its the time we have to look alternative.
Post in thread 'Downgrade experience on HNI Banking Programs!'
https://www.technofino.in/community...nce-on-hni-banking-programs.21271/post-477230
It is happening in ICICI, HDFC and happens in other banks too. Now a days, systems are updating with new criteria frequently and eliminating not beneficial accounts from their HNI accounts. It's all business.