Hello!
Previously, back 3 months you have any cibil enquiry?
This is pre-approved bro 💯 ! Apply & you “will be approved” unless you’ve had recent late payments / defaults in your CIBIL or have a score less than “740” !
Thank you!
What happened next?
I went to branch they also had the same issue page was not loading with my CRN no. They called credit card back end team also but again same issue was there he told me he will call me after issue is resolved. All this happened yesterday. Today I got a call from another branch they asked me if you applied for credit card i told him all these things he told me that your application is loading on my side so if you want I can try I was skeptical about this but he told me you have pre approved for rupay variant of kotak league card so i gave him all the details and gave consent through the link. He told me that there will be no cibil hit and card will be approved but let's see what happens. He said he will come for kyc but i was busy today so told him I will give you a call when I get free mostly I'll call him on Monday. I am giving my last try for kotak card, already got 3 cibil hits unnecessarily because of shady agents.
So that x person from other branch called you ?
bro im getting text message (not in email and whatsapp) saying "Dear customer get up to 8 pvr tickets, credit limit Rs 20000 on your lifetime free preapproved kotak league credit card. 1.kmbl.in/kkcYM3Y3li9e. T&C" should i go for it?
While applying it will show pre-approved ... before submitting the application.
Yes you can go for it. You'll be getting calls and emails now you can check for the offer in kotak app also under loan and card offers. You can wait for higher limit also Previously I was getting higher limit after some time I applied through customer care that time my limit was low but couldn't do anything
btw i'm 20yo (should i wait for 21, i will be 21 after 15 days) and i'm having a credit history of 1y11m and my current cibil score is 767 and i'm also holding an hdfc credit card.
