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Kotak rejected card citing non-serviceable area

My card also got rejected with rejection code p46. Don't know why they have rejected the card?
Is there any way to reapply again and complaint will work?
 
Send mail and get clear rejection reason
I've sent email to first level - updated as rejected due to bank internal guidelines.
i can see 3 timea entry in cibil and then rejected the card. Can we raise rbi complaint for the rejection?
 
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