Kotak Solitaire Credit Card launched.

[Adith]

Card link : https://www.kotak.com/en/personal-banking/cards/credit-cards/kotak-solitaire-credit-card/features.html

MITC : https://www.kotak.com/content/dam/Kotak/credit-card-services/detailed-tc-kotak-solitaire-credit-card.pdf

Reward points :

• 10 airmiles per 100rs spent on travel bookings via Kotak Unbox ( flight & hotels )
• 3 airmiles per 100rs spent on eligible categories

Exclusion :

• Fuel
• Govt & education spends
• Utility/ Telecom
• Insurance
• Rent
• Wallet loading
• Emi
• Gaming
• Cash advance
• International transactions
• Upi <= 2000 for rupay variant

Lounge Access:

• Unlimited international and domestic for primary and add-on
• 2 Domestic and 2 International for guest in a year

Forex : 0% markup ( no airmiles accrued)

Cash Withdrawal : 1% , no interest charged till statement generation

Fuel surcharge : 1% between 400rs to 7500rs. Cap at 10000rs fuel surcharge waiver per year.

Redemption :

1. Travel booking via Kotak Unbox
   • 1 Airmiles = 1rs for travel redemption( flight & hotel) via Kotak Unbox.
   • Max 80% value of booking .
   • Minimum 500 airmiles per booking
2. Transfer to airlines or hotels
   • For airline partners it's 2 : 1 conversion
   • For marriot it's 3 : 1
   • For accor it's 2 : 1
   • Minimum 2000 airmiles per transaction . No max capping.

   • Partner	Transfer rate
     Ethihad Airways	2 :1
     Qatar Airlines	2 :1
     British Airways	2 :1
     United Airlines	2 :1
     Cathay Pacific	2 :1
     Air France	2 :1
     Air Canada	2 :1
     Accor	2 :1
     Marriot	3:1

3. Voucher redemption
   • 1Airmile = 0.5rs
   • Minimum 500 airmiles per redemption
   • Upto 80% of the value

Fees :

• Joining fees : 25000 + Gst
• Annual fees : 25000 + Gst
  • Fee waiver for Solitaire account holders : both joining and annual fees.

Note : looks to be an invite only card .

 

[nixflix]

You mean bad to worst.. Right???

Obviously such a comparison can be done only among Kotak cards themselves - so 'best to worst' please 😆

 

[ri3hi]

Two good and unique benefit for this card 20% on zomato dining upto 5000 (no min amount) and pvr bogo on recliner halls, using it in delhi no maximum cap these tickets are usually 1800-2000 per tickets. So not bad if you already have a relation with Kotak and get if Free.

You can put almost all the cards in a flat row side by side and call them them the worst cards... no need of hierarchy... 😉

 

[abhiaj_geek]

Two good and unique benefit for this card 20% on zomato dining upto 5000 (no min amount) and pvr bogo on recliner halls, using it in delhi no maximum cap these tickets are usually 1800-2000 per tickets. So not bad if you already have a relation with Kotak and get if Free.

I think the second one makes you spend more, indirectly.
And 20% off on dining is pretty easy, with cards like epm, infinia or eazydiner signature

I do agree the pvr one is unique. The max bogo discount I have seen is 750-1000.

 

[ri3hi]

I think the second one makes you spend more, indirectly.
And 20% off on dining is pretty easy, with cards like epm, infinia or eazydiner signature

I do agree the pvr one is unique. The max bogo discount I have seen is 750-1000.

On PVR: It's simple. If you already buy those ₹2k Director's Cut tickets, you save ₹2k. It's not 'making you spend more,' it's saving you cash on what you already buy.
On Dining: You're just wrong. This 20% stacks on top of the 10-50% app discount. Plus, no minimum spend and a ₹5k cap? No other card does that. With epm infinia is all reward points not direct discount. And EZ diner has lower capping.
I'm not saying the card is the best, but give credit where it's due. These are actually usable rewards.