list of Banks that Charge for Wallet Loads / Utility / Rental Transactions

[telescope]

Bank/Name of CC	Extra charges on Wallet Load?	Any reward points on Wallet Loading?	Extra charges on Rental?	Any reward points on Rental?	Extra charges on Utility?	Any reward points on Utility?
Scapia	No	No	No	No	No	Yes. Upto 20k per statement. After that no points.
SC Smart	No	2%	Yes 1%	No

many banks have started charging for utility, rental payments from their side. This thread will serve as a repository for all such information.
Please contribute to this wiki post. Thank you.

 

[VasukiVasuki is verified member.]

Add for idfc and icici

 

[Rdspam]

I think a shorter list would be banks/cards that dont charge on these categories.

 

[maddy143ded]

Axis charges 1%. on Myzone card. Not sure yet about other cards. Will be closing that as not useful at all
And No reward points too. Seems like starting range Axis cards have been turned completely useless. Axis Ace is also no longer useful as Gpay charges Convenience fees for even minor bills and recharges. 2-3 electricity bill totalling 4000. 1 mobile recharge of 200 and they still charged 2%+ GST as convenience fees. Better to get Rid of that crap card now.

 

[maddy143ded]

Apparently this rules changed from Nov 2024. I have asked them for Waiver on fees for this transaction and also changed ACE card to LTF Neo Rupay..
quick question: Can we just keep the card in our drawer and forget it if its LTF? or does it need any transactions every year to keep it alive?

 

[rahulj87]

Federal Bank charges 1% + GST on wallet load transactions.