Currently Hdfc offers freedom and biz first credit card LTF and Hdfc Swiggy is also LTF for limited time. Currently I don't have any HDFC credit card but 3 month ago I closed HDFC tata neu plus card. Which LTF card should I apply now as my one and only HDFC credit card? Use case : mainly card discount on websites and other benefits will be a plus for me. Or should I wait for pre approved offer for decent core hdfc card as I have open an HDFC savings account? As I heard core card is hard to get if you have your first card co branded.