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LTF DCB to Infinia Upgrade with >8L limit

DCB is essentially LTF for anyone if you can spend 5 lakhs a year ... which i am assuming most of us do.

If you are into smart buy spending and need more RPs multiplier points or generally have more expenditure, then you can consider Infinia..

I upgraded from the "technically LTF" DCB to Infinia because my spending on the card was usually around the "Annual fee waiver" figure, so I figured I could use the higher RP capping offered to INFINIA and the extra discount on Dineout for Infinia.
 
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