LTF Regalia to FYF DCB Upgrade

[Paritosh]

Recently I received LTF Regalia to FYF DCB upgrade offer. Second year onwards annual fees for DCB is 10K + GST. Please help me decide considering rewards and offers on DCB.

Is there any way I can get LTF DCB?

I already hold SBI Cashback, IDFC Wealth, AU LIT with 5% offline addon, Axis FlipKart, Amazon ICICI. I am already able to get 5% cashback on most of shopping items.

 

[Dr Pulkit Sinha]

I think it will mostly depend on how and where is your monthly expenditure.
But if you are into travelling then you should consider the upgrade else I think your current portfolio is fetching you good.

 

[Rahul Gupta]

Recently I received LTF Regalia to FYF DCB upgrade offer. Second year onwards annual fees for DCB is 10K + GST. Please help me decide considering rewards and offers on DCB.

Is there any way I can get LTF DCB?

I already hold SBI Cashback, IDFC Wealth, AU LIT with 5% offline addon, Axis FlipKart, Amazon ICICI. I am already able to get 5% cashback on most of shopping items.

You already have the best cc's in your portfolio. If you travel alot and need unlimited lounge access then you can take it. DCB gives 16.66% reward rate on flight tickets via smartbuy.

 

[Paritosh]

Anyone knows how to get DCB Ltf?

 

[DarkKnight]

Anyone knows how to get DCB Ltf?

You can upgrade/ get DCB LTF only through their Alumni program I guess.

 

[timetraveller]

Recently I received LTF Regalia to FYF DCB upgrade offer. Second year onwards annual fees for DCB is 10K + GST. Please help me decide considering rewards and offers on DCB.

Is there any way I can get LTF DCB?

I already hold SBI Cashback, IDFC Wealth, AU LIT with 5% offline addon, Axis FlipKart, Amazon ICICI. I am already able to get 5% cashback on most of shopping items.

If you're sure about reaching the milestone for annual fee waiver (i.e., 5L) go for it. Otherwise, if you're willing to pay 10k annual fee, Magnus makes more sense.

 

[Rahul Gupta]

Anyone knows how to get DCB Ltf?

If your college falls in alumini program list then you are good to go.

 

[Paritosh]

If you're sure about reaching the milestone for annual fee waiver (i.e., 5L) go for it. Otherwise, if you're willing to pay 10k annual fee, Magnus makes more sense.

That's what I was thinking. If I am getting paid card, I will opt for something better. 🙂

 

[0xfallup]

If your college falls in alumini program list then you are good to go.

what is alumini program any link or article for details pls!

 

[Rahul Gupta]

what is alumini program any link or article for details pls!

@TheMentalist

 

[TheMentalist]

what is alumini program any link or article for details pls!

Here : https://www.technofino.in/community...-diners-club-credit-card-life-time-free.5747/

@TheMentalist

Tag Google/Technofino search 🙃

 

[Rahul Gupta]

Here : https://www.technofino.in/community...-diners-club-credit-card-life-time-free.5747/

@TheMentalist

Tag Google/Technofino search 🙃

Dhundh rha tha mila hi nhi.

 

[prithvi]

I am using HDFC Regalia (LTF) with 8.51 lakhs limit for past 3.5 yrs. Requested for an upgrade to DCB (FYF) by sending upgrade form to Chennai. However, they rejected the request without sharing any specific reason. What can be the reason?

 

[PavvanPavvan is verified member.]

I am using HDFC Regalia (LTF) with 8.51 lakhs limit for past 3.5 yrs. Requested for an upgrade to DCB (FYF) by sending upgrade form to Chennai. However, they rejected the request without sharing any specific reason. What can be the reason?

1) You might not have ITR of 24 Lakh
2) There is some consfusion with HDFC on diners network. one of my team member with monthly salaary if 1.8 was denied DCB he has escalated to nodal no response yet

 

[prithvi]

1) You might not have ITR of 24 Lakh
2) There is some consfusion with HDFC on diners network. one of my team member with monthly salaary if 1.8 was denied DCB he has escalated to nodal no response yet

Thanks Pavan for your quick response. I have a month salary of 1.95 lakh. There will be statutory deduction on that and I also converted few of the components to tax saving. Do you think there are looking at only in hand salary?

 

[PavvanPavvan is verified member.]

Thanks Pavan for your quick response. I have a month salary of 1.95 lakh. There will be statutory deduction on that and I also converted few of the components to tax saving. Do you think there are looking at only in hand salary?

if you have ITR and CIBIL of 760 above please write to nodal it should be approved.
Issue is HDFC ending contract with poshvine hence all diners card getting restructured

 

[saucy]

if you have ITR and CIBIL of 760 above please write to nodal it should be approved.
Issue is HDFC ending contract with poshvine hence all diners card getting restructured

I've got 24+ ITR but they rejected and demanded salary slips (with net payin) > 175k.

 

[PavvanPavvan is verified member.]

I've got 24+ ITR but they rejected and demanded salary slips (with net payin) > 175k.

did you write to nodal ?

 

[saucy]

did you write to nodal ?

Yep didn't work