I got Regalia LTF using amazon pay which had 3.8L limit. This was in december so 3-4 months ago. The agent sent my regalia application offline since getting LTF by applying online was not possible. You can try sending the info and applying.. once you recieve the card, dont activate it.. call customer care and confirm if it is LTF or not.. and if you dont get regalia, maybe call customer care and ask them to deactivate it from their end directly(thus never activating it from your end).