He's family do wholesale and retail vegetables business so he do lot's of transactions for that he have good CIBIL score I think after that he started collecting cards and he proudly saying that banks sending notice to him for High transactions he have minimum limit 1 lakh and maximum 6 lakh some thing and he transfer one to another for mile stone and annual fee now he stopped ITR filing also and saying I don't file ITR any more 🥲, and after listening him for one hour i think he is fooling him self and others paying charges for cc transactions